Form 5500 · Employee benefit plan · SUNBRIGHT, TN
HIGHLAND TELEPHONE COOPERATIVE INC.
The filing calls this plan HIGHLAND TELEPHONE COOPERATIVE WELFARE.
HIGHLAND TELEPHONE COOPERATIVE INC. of SUNBRIGHT, TN files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is SCOTT HAILE & COMPANY. Coverage is written through RELIANCE STANDARD LIFE INSURANCE COMPANY and 1 other carrier. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 62-0549541 · plan 501 · plan year 2025, filed Jul 30, 2026
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How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
All 6 insured contracts are disability coverage, split across RELIANCE STANDARD LIFE INSURANCE COMPANY and BLUECROSS BLUESHIELD OF TENNESSEE, INC..
The filing declares disability, dental, vision and life. Dental, vision and life appear with no insured contract on Schedule A. That coverage may be self-funded, or placed with a carrier that is not on this filing.
Reported premium across the insured contracts is $345,900, with $48,110 in disclosed broker commissions — about 14% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
SCOTT HAILE & COMPANY is the broker of record on all 6 contracts.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| RELIANCE STANDARD LIFE INSURANCE COMPANY | Annuity / GIC | — | Jan 1, 2026 | $167,994 | $18,480 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | Annuity / GIC | — | Jan 1, 2026 | $67,377 | $13,475 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | Annuity / GIC | — | Jan 1, 2026 | $58,388 | $11,677 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | Annuity / GIC | — | Jan 1, 2026 | $20,287 | $4,058 |
| RELIANCE STANDARD LIFE INSURANCE COMPANY | Annuity / GIC | — | Jan 1, 2026 | $2,099 | $420 |
| BLUECROSS BLUESHIELD OF TENNESSEE, INC. | Disability, Annuity / GIC | — | Jan 1, 2026 | $29,755 | — |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Money the plan held and paid out
Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H
These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.
Other plans filed by this employer
How this plan compares
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