Form 5500 · Employee benefit plan · WEST FARGO, ND
HIGH POINT NETWORKS LLC
The filing calls this plan UMR HEALTH INSURANCE.
HIGH POINT NETWORKS LLC of WEST FARGO, ND is a 352-participant wholesale trade employer whose group benefits are disclosed in its annual Form 5500 filing. Coverage is written through TOKIO MARINE and 1 other carrier. The plan's most recent policy period ended in May.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 27-1804410 · plan 507 · plan year 2025, filed Jul 22, 2026
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How this plan is funded
Self-funded as reported
The filing reports a stop-loss contract and no medical premium, which is what a plan that pays its own claims reports.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 3 insured contracts covering health and stop-loss; the largest, with TOKIO MARINE, covers 374 people.
The medical plan carries stop-loss coverage: the filing reports the plan paying its own health claims, with insured protection against large ones.
Reported premium is $780,605; the filing discloses no broker commission on these contracts.
The most recent policy period ended in May, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
No broker of record is named on the Schedule A. The contracts may be written directly with the carrier, or the broker fields were left blank on the filing.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| TOKIO MARINE | Stop-loss | 374 | May 2, 2026 | $732,042 | $0 |
| UNITEDHEALTHCARE INSURANCE COMPANY | — | 352 | May 2, 2026 | $25,354 | $0 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health | 374 | May 2, 2026 | $23,209 | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.
Other plans filed by this employer
How this plan compares
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