Form 5500 · Retirement plan · BAY CITY, MI
HERTER MUSIC CENTER INC.
The filing calls this plan HERTER MUSIC CENTER INC. 401(K) PLAN & TRUST.
HERTER MUSIC CENTER INC. of BAY CITY, MI's retirement plan holds 2 insurance-company contracts (annuities or guaranteed-interest accounts), disclosed on Schedule A of its Form 5500. These are investment and funding contracts, not group health or welfare coverage. No medical, dental or life benefit is reported on this filing.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 38-1870088 · plan 001 · plan year 2025, filed Apr 14, 2026
Plan brief
Schedule A lists 2 insurance contracts held by the plan — annuities, guaranteed-interest accounts or similar funding vehicles. The largest number are with JOHN HANCOCK LIFE INSURANCE COMPANY.
$1,477 in agent commissions is disclosed across the contracts; THRIVENT INSURANCE AGENCY INC. is the agent of record.
A Schedule A is filed for a retirement plan when plan assets sit in an insurance company contract. It reports the contract's balances and any agent commission. It does not report a health, dental or life premium, and it does not give a group renewal date.
The contract year ended in February.
Schedule A insurance contracts
| Carrier | Contract type | Covered | Year ends | Contract value | Commission |
|---|---|---|---|---|---|
| JOHN HANCOCK LIFE INSURANCE COMPANY | Annuity / GIC | — | February | — | $1,477 |
| PRINCIPAL LIFE INSURANCE COMPANY | — | 18 | June | — | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
What the plan holds
Sourced from U.S. DOL EFAST2 Form 5500 · Schedule I
We can name the recordkeeper and the auditor for large plans, the ones that file a Schedule C or a Schedule H. Smaller plans do not have to report either, so for most 401(k) plans in the country that information is not public anywhere.
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