Form 5500 · Employee benefit plan · GREELEY, CO
HENSEL PHELPS CONSTRUCTION CO
The filing calls this plan HENSEL PHELPS CONSTRUCTION CO EMPLOYEE BENEFIT PLAN.
HENSEL PHELPS CONSTRUCTION CO of GREELEY, CO files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is FLOOD & PETERSON BENEFITS LLC. Coverage is written through DELTA DENTAL OF COLORADO and 5 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 84-0876644 · plan 501 · plan year 2025, filed Sep 9, 2026
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1,094 other employer plans in Colorado have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Both, as reported
The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Health: CALVO'S SELECTCARE INSURANCE, INC. covers 143 of 4,441 participants (3.2%) on Schedule A.
Vision: the largest of the 2 insured vision contracts, with CALVO'S SELECTCARE INSURANCE, INC., covers 143 of 4,441 participants (3.2%) on Schedule A.
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 10 insured contracts covering health, dental, vision, life and disability; the largest, with DELTA DENTAL OF COLORADO, covers 6,924 people.
Reported premium across the insured contracts is $5,648,256, with $302,817 in disclosed broker commissions — about 5.4% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
FLOOD & PETERSON BENEFITS LLC is the broker of record on 3 of the 10 contracts; the rest name a different broker or none.
6 carriers appear on the filing, including DELTA DENTAL OF COLORADO, CALVO'S SELECTCARE INSURANCE, INC., LIFE INSURANCE COMPANY OF NORTH AMERICA and DELTA VISION (VSP). DELTA DENTAL OF COLORADO writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Disability | 4,126 | Jan 1, 2026 | $739,994 | $155,733 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Life | 4,620 | Jan 1, 2026 | $797,022 | $128,815 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | — | 4,620 | Jan 1, 2026 | $113,049 | $18,269 |
| DELTA DENTAL OF COLORADO | Dental | 6,924 | Jan 1, 2026 | $2,083,323 | $0 |
| CALVO'S SELECTCARE INSURANCE, INC. | Health, Dental, Vision | 143 | Jan 1, 2026 | $813,967 | $0 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Life | 621 | Jan 1, 2026 | $517,211 | $0 |
| DELTA VISION (VSP) | Vision | 6,452 | Jan 1, 2026 | $341,055 | $0 |
| DENTEGRA INSURANCE COMPANY | Dental | 757 | Jan 1, 2026 | $192,468 | $0 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Disability | 239 | Jan 1, 2026 | $42,779 | $0 |
| NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | Disability | 25 | Jan 1, 2026 | $7,388 | $0 |
Premium and claims on this contract
DELTA DENTAL OF COLORADO, contract DD000002590. For the contract year on this filing, the carrier reported $2,083,323 in premium earned and $1,821,546 in claims incurred. Dividing one by the other gives 87%.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 3,824 employees, 23 recordable cases, 20 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
One establishment filed under this EIN is left out of these figures: the hours and employees it reported could not both be right.
Money the plan held and paid out
Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H
These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.
Other plans filed by this employer
How this plan compares
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Renewal calendar
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