Form 5500 · Employee benefit plan
HENGESTONE HOLDINGS, INC.
The filing calls this plan UNILOCK CHICAGO, INC. MEDICAL AND VISION PLAN.
Public Form 5500 records show how HENGESTONE HOLDINGS, INC., a professional services employer, structures its employee benefits. Its broker of record is LAWLEY LLC. Coverage is written through HIGHMARK NEW YORK. The plan's most recent policy period ended in October.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 38-2798539 · plan 503 · plan year 2025, filed Aug 12, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
The filing discloses a single insured line, health, through HIGHMARK NEW YORK, covering 442 people.
The filing declares health and vision. Vision appears with no insured contract on Schedule A. That coverage may be self-funded, or placed with a carrier that is not on this filing.
Reported premium across the insured contracts is $2,127,795, with $110,063 in disclosed broker commissions — about 5.2% of premium.
The most recent policy period ended in October, and the plan year ends October 31. Group contracts typically renew on that annual cycle.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| HIGHMARK NEW YORK | Health | 442 | Nov 1, 2025 | $2,127,795 | $110,063 |
Premium and claims on this contract
HIGHMARK NEW YORK, contract 308145. For the contract year on this filing, the carrier reported $635,044 in premium earned and $2,127,795 in claims incurred. Dividing one by the other gives 335%.
- HIGHMARK NEW YORK, contract 308145 reported $110,063 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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