Form 5500 · Employee benefit plan · MIAMI, FL
HELM BANK USA
Public Form 5500 records show how HELM BANK USA (MIAMI, FL) structures its employee benefits. Its broker of record is INSURANCE CONSULTING GROUP, LL. Coverage is written through THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 65-0159184 · plan 502 · as of Jul 2026
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Commission |
|---|---|---|---|---|
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Dental, Vision, Life, Disability | 230 | December | $30,210 |
| AMERICAN PUBLIC LIFE INSURANCE COMPANY | — | 38 | December | $3,790 |
| METROPOLITAN GENERAL INSURANCE COMPANY | — | 57 | December | $1,464 |
| FEDERAL INSURANCE COMPANY | — | 129 | May | $329 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health | 222 | December | $0 |
Questions
Who is HELM BANK USA's benefits broker?
Per its most recent Form 5500 Schedule A, HELM BANK USA's broker of record is INSURANCE CONSULTING GROUP, LL.
What insurance carrier does HELM BANK USA use?
HELM BANK USA's benefit plan is written through THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA, among 5 disclosed carriers.
When does HELM BANK USA's group plan renew?
The most recent Schedule A policy period for HELM BANK USA ended in December. Group plans typically renew on the same annual cycle.
Where does this data come from?
All figures are drawn from HELM BANK USA's public Form 5500 filing with the U.S. Department of Labor (EFAST2). Form 5500 is a public record.