Form 5500 · Employee benefit plan · SYRACUSE, NY
HELIO HEALTH, INC.
The filing calls this plan HELIO HEALTH WELFARE BENEFIT PLAN.
HELIO HEALTH, INC. of SYRACUSE, NY is a 1,077-participant health care and social assistance employer — a large group whose insured benefits are disclosed on Schedule A of its Form 5500. Its broker of record is ONEGROUP NY INC. Coverage is written through EXCELLUS BLUE CROSS BLUE SHIELD and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 15-0532288 · plan 502 · plan year 2025, filed Jul 21, 2026
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3,536 other employer plans in New York have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision, life and disability; the largest, with EXCELLUS BLUE CROSS BLUE SHIELD, covers 519 people.
Reported premium across the insured contracts is $9,132,724, with $223,138 in disclosed broker commissions — about 2.4% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
ONEGROUP NY INC is the broker of record on 4 of the 5 contracts; the rest name a different broker or none.
3 carriers appear on the filing, including EXCELLUS BLUE CROSS BLUE SHIELD, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA and ESI GROUP. EXCELLUS BLUE CROSS BLUE SHIELD writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| EXCELLUS BLUE CROSS BLUE SHIELD | Health | 519 | Jan 1, 2026 | $8,052,557 | $147,848 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 772 | Jan 1, 2026 | $687,418 | $56,899 |
| EXCELLUS BLUE CROSS BLUE SHIELD | Dental | 614 | Jan 1, 2026 | $314,321 | $11,592 |
| EXCELLUS BLUE CROSS BLUE SHIELD | Vision | 566 | Jan 1, 2026 | $57,562 | $5,756 |
| ESI GROUP | — | 1,116 | Jan 1, 2026 | $20,866 | $1,043 |
Premium and claims on these contracts
EXCELLUS BLUE CROSS BLUE SHIELD, contract 00015053. For the contract year on this filing, the carrier reported $8,052,557 in premium earned and $8,655,532 in claims incurred. Dividing one by the other gives 107%.
EXCELLUS BLUE CROSS BLUE SHIELD, contract 00123032. For the contract year on this filing, the carrier reported $314,321 in premium earned and $266,332 in claims incurred. Dividing one by the other gives 85%.
- EXCELLUS BLUE CROSS BLUE SHIELD, contract 00015053 reported $1,152,962 in retention.
- EXCELLUS BLUE CROSS BLUE SHIELD, contract 00123032 reported $79,083 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 307 employees, 23 recordable cases, 177 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
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