Form 5500 · Employee benefit plan · GRAND RAPIDS, MI
HEARTLAND HOME SERVICES, INC.
HEARTLAND HOME SERVICES, INC. of GRAND RAPIDS, MI is a 1,862-participant construction employer — a large group whose insured benefits are disclosed on Schedule A of its Form 5500. Its broker of record is WILLIS OF NEW YORK INC. Coverage is written through UNITEDHEALTHCARE INSURANCE COMPANY and 1 other carrier. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 82-3319060 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 3 insured contracts covering health, dental, vision, life and disability; the largest, with UNITEDHEALTHCARE INSURANCE COMPANY, covers 2,810 people.
Reported premium across the insured contracts is $12,953,814, with $128,499 in disclosed broker commissions — about 1% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
WILLIS OF NEW YORK INC is the broker of record on 1 of the 3 contracts; the rest name a different broker or none.
Two carriers split the book: UNITEDHEALTHCARE INSURANCE COMPANY and AMERICAN HERITAGE LIFE INSURANCE COMPANY.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNITEDHEALTHCARE INSURANCE COMPANY | Life, Disability | 2,227 | December | $1,083,544 | $102,143 |
| AMERICAN HERITAGE LIFE INSURANCE COMPANY | — | 825 | December | $180,963 | $26,356 |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health, Dental, Vision | 2,810 | December | $11,689,307 | $0 |
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