Form 5500 · Employee benefit plan · NASHVILLE, TN
HEALTHSTREAM, INC.
The filing calls this plan HEALTHSTREAM HEALTH AND WELFARE BENEFIT PLAN.
HEALTHSTREAM, INC. of NASHVILLE, TN insures health, dental, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is LOCKTON COMPANIES, LLC. Coverage is written through BLUECROSS BLUESHIELD OF TENNESSEE, INC. and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 62-1443555 · plan 501 · plan year 2024, filed Aug 4, 2025
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1,160 other employer plans in Tennessee have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision, life and disability; the largest, with BLUECROSS BLUESHIELD OF TENNESSEE, INC., covers 1,635 people.
Reported premium across the insured contracts is $11,680,458, with $127,993 in disclosed broker commissions — about 1.1% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
LOCKTON COMPANIES, LLC is the broker of record on 2 of the 5 contracts; the rest name a different broker or none.
5 carriers appear on the filing, including BLUECROSS BLUESHIELD OF TENNESSEE, INC., DELTA DENTAL OF TENNESSEE, LIFE INSURANCE COMPANY OF NORTH AMERICA and CIGNA HEALTH AND LIFE INSURANCE COMPANY. BLUECROSS BLUESHIELD OF TENNESSEE, INC. writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Life, Disability | 1,071 | Jan 1, 2025 | $577,006 | $79,201 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | — | 1,071 | Jan 1, 2025 | $187,843 | $28,176 |
| BLUECROSS BLUESHIELD OF TENNESSEE, INC. | Health | 1,635 | Jan 1, 2025 | $10,222,257 | $20,616 |
| DELTA DENTAL OF TENNESSEE | Dental | 1,753 | Jan 1, 2025 | $606,018 | $0 |
| VISION SERVICE PLAN | Vision | 820 | Jan 1, 2025 | $87,334 | $0 |
Premium and claims on these contracts
BLUECROSS BLUESHIELD OF TENNESSEE, INC., contract 123670. For the contract year on this filing, the carrier reported $10,222,257 in premium earned and $11,604,158 in claims incurred. Dividing one by the other gives 114%.
DELTA DENTAL OF TENNESSEE, contract 2995. For the contract year on this filing, the carrier reported $606,018 in premium earned and $508,497 in claims incurred. Dividing one by the other gives 84%.
- BLUECROSS BLUESHIELD OF TENNESSEE, INC., contract 123670 reported $1,171,643 in retention.
- DELTA DENTAL OF TENNESSEE, contract 2995 reported $69,692 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 500 employees, 0 recordable cases, 0 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
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