Form 5500 · Employee benefit plan · WATERVILLE, ME
HEALTHREACH COMMUNITY HEALTH CENTERS
The filing calls this plan HEALTHREACH COMMUNITY HEALTH CENTERS WELFARE BENEFIT PLAN.
HEALTHREACH COMMUNITY HEALTH CENTERS of WATERVILLE, ME spreads its employee benefits across 5 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is USI INSURANCE SERVICES LLC. Coverage is written through AETNA LIFE INSURANCE COMPANY and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 01-6023664 · plan 508 · plan year 2024, filed Jul 28, 2025
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision, life and disability; the largest, with AETNA LIFE INSURANCE COMPANY, covers 344 people.
Reported premium across the insured contracts is $3,427,067, with $103,380 in disclosed broker commissions — about 3% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
USI INSURANCE SERVICES LLC is the broker of record on all 5 contracts.
5 carriers appear on the filing, including AETNA LIFE INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA, DELTA DENTAL PLAN OF MAINE and UNUM INSURANCE COMPANY. AETNA LIFE INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| AETNA LIFE INSURANCE COMPANY | Health | 344 | Jan 1, 2025 | $3,024,592 | $74,535 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 244 | Jan 1, 2025 | $177,283 | $12,400 |
| DELTA DENTAL PLAN OF MAINE | Dental | 344 | Jan 1, 2025 | $162,774 | $6,749 |
| UNUM INSURANCE COMPANY | — | 74 | Jan 1, 2025 | $36,043 | $6,669 |
| RED TREE INSURANCE COMPANY, INC. | Vision | 307 | Jan 1, 2025 | $26,375 | $3,027 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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