Form 5500 · Employee benefit plan · HONOLULU, HI
HAWAIIAN DREDGING CONSTRUCTION CO., INC.
The filing calls this plan HAWAIIAN DREDGING CONSTRUCTION CO., INC. HEALTH AND WELFARE PLAN.
HAWAIIAN DREDGING CONSTRUCTION CO., INC. of HONOLULU, HI spreads its employee benefits across 5 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is MARSH & MCLENNAN AGENCY LLC. Coverage is written through HAWAII MEDICAL SERVICE ASSOCIATION and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 99-0298759 · plan 502 · plan year 2024, filed Jul 28, 2025
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217 other employer plans in Hawaii have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
One contract on this filing does not say which benefits it covers, so a line above may be insured by it.
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 10 insured contracts covering health, vision, life and disability; the largest, with HAWAII MEDICAL SERVICE ASSOCIATION, covers 340 people.
The filing declares health, vision, life, disability and dental. Dental appears with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on the contract here that does not say what it covers.
Reported premium across the insured contracts is $5,924,673, with $187,189 in disclosed broker commissions — about 3.2% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
MARSH & MCLENNAN AGENCY LLC is the broker of record on 3 of the 10 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life | 503 | Jan 1, 2025 | $314,692 | $62,938 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health, Vision | 249 | Jan 1, 2025 | $1,618,531 | $55,240 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 493 | Jan 1, 2025 | $183,350 | $36,670 |
| HAWAII MEDICAL SERVICE ASSOCIATION | Health, Vision | 340 | Jan 1, 2025 | $2,979,782 | $27,142 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life | 21 | Jan 1, 2025 | $23,476 | $4,695 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health, Vision | 11 | Nov 1, 2024 | $59,326 | $504 |
| HAWAII MEDICAL SERVICE ASSOCIATION | Health, Vision | 50 | Jan 1, 2025 | $262,504 | $0 |
| NETCARE LIFE & HEALTH INSURANCE | Health | 47 | Jan 1, 2025 | $236,740 | $0 |
| NETCARE LIFE & HEALTH INSURANCE | Health | 27 | Jan 1, 2025 | $224,822 | $0 |
| WORKLIFE HAWAII | — | 975 | Jan 1, 2025 | $21,450 | $0 |
Premium and claims on these contracts
NETCARE LIFE & HEALTH INSURANCE, contract 5026. For the contract year on this filing, the carrier reported $236,740 in premium earned and $86,925 in claims incurred. Dividing one by the other gives 37%.
NETCARE LIFE & HEALTH INSURANCE, contract 5675. For the contract year on this filing, the carrier reported $224,822 in premium earned and $273,376 in claims incurred. Dividing one by the other gives 122%.
- NETCARE LIFE & HEALTH INSURANCE, contract 5026 reported $0 in retention.
- NETCARE LIFE & HEALTH INSURANCE, contract 5675 reported $0 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 1,042 employees, 35 recordable cases, 486 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
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