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Form 5500 · Employee benefit plan · WAIPAHU, HI

HAWAII IRON WORKERS' HEALTH AND WELFARE PLAN

HAWAII IRON WORKERS' HEALTH AND WELFARE PLAN of WAIPAHU, HI is a 692-participant construction employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is BTP HEALTH LLC. Coverage is written through HMAA and 5 other carriers. The plan's most recent policy period ended in July.

Benefits broker of record
Insurance carrier
Policy year ends
Julyas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 99-0166475 · plan 501 · plan year 2025, filed May 11, 2026

Get an email when this employer files a new Form 5500, and again about four months before its plan renews.

11 other employer plans in Hawaii have policy years ending in July. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.

How this plan is funded

Fully insured as reported

The plan's own financial statement reports paying insurance carriers about what the insurance contracts report in premium.

All participants at the start of the year
692
Active at start of year
460
Active at end of year
522
Disclosed commissions
$415,179
Typical renewal
August 1

Benefits declared on this filing

Healthinsured — HMAA1,066 of 692 participants on the largest contract
Dentalinsured — HAWAII DENTAL SERVICE1,741 of 692 participants
Visioninsured — KAISER PERMANENTE360 of 692 participants (52%) on the largest contract
Lifedeclared, not on Schedule A
Disabilityinsured — PACIFIC GUARDIAN LIFE INSURANCE COMPANY, LTD.521 of 692 participants (75%)

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 6 insured contracts covering health, dental, vision and disability; the largest, with HMAA, covers 1,066 people.

The filing declares health, dental, vision, disability and life. Life appears with no insured contract on Schedule A. That coverage may be self-funded, or placed with a carrier that is not on this filing.

Reported premium across the insured contracts is $9,542,149, with $415,179 in disclosed broker commissions — about 4.4% of premium.

The health contract's policy period ended in July, while at least one ancillary line's policy period ended in January. The plan is on a split renewal cycle.

BTP HEALTH LLC is the broker of record on 1 of the 6 contracts; the rest name a different broker or none.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
HMAAHealth1,066Aug 1, 2025$6,490,418$388,717
HUMANA INSURANCE COMPANYHealth238Jan 1, 2026$100,863$26,462
KAISER PERMANENTEHealth, Vision360Feb 1, 2025$1,978,179$0
HAWAII DENTAL SERVICEDental1,741Feb 1, 2025$733,922$0
PACIFIC GUARDIAN LIFE INSURANCE COMPANY, LTD.Disability521Feb 2, 2025$182,909$0
VISION SERVICE PLANVision568Aug 1, 2025$55,858$0

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
HAWAII IRON WORKERS' HEALTH AND WELFARE PLAN
EIN 99-0166475
HI IRON WORKERS ADMIN. OFFICE
Plan administrator · EIN 99-0164675
$155,361
paid directly by the plan
SINGERLEWAK LLP
Accounting and audit · EIN 95-2302617
$57,068
paid directly by the plan
FIRST HAWAIIAN BANK
Custodian · EIN 99-0034327
$39,584
paid directly by the plan
MILLIMAN, INC.
Named on Schedule C · EIN 91-0675641
$34,914
paid directly by the plan
BANK OF HAWAII
Named on Schedule C · EIN 99-0040710
$15,445
paid directly by the plan

The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.

Money the plan held and paid out

Plan assets at year end
$31,842,337
Paid out in benefits
$9,698,374
Paid to insurance carriersSchedule H, line 2e(2)
$9,698,374
Independent accountantEIN 95-2302617
SINGERLEWAK LLP
Accountant's opinion (Schedule H, line 3a)
Unmodified
Audit fee
$57,068

Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H

These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.

How this plan compares

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Renewal calendar

11 other employer plans in Hawaii are August 1 renewals (policy year ends July).

Their policy years end in July, like this plan’s, so most renew August 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.

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