Form 5500 · Employee benefit plan · BUFFALO, NY
HARMAC MEDICAL PRODUCTS, INC.
The filing calls this plan HARMAC MEDICAL PRODUCTS, INC. GROUP INSURANCE.
HARMAC MEDICAL PRODUCTS, INC. of BUFFALO, NY is a 355-participant manufacturing employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is LAWLEY LLC. Coverage is written through INDEPENDENT HEALTH BENEFITS CORPORATION and 1 other carrier. The plan's most recent policy period ended in November.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 16-1167638 · plan 501 · plan year 2025, filed Apr 12, 2026
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141 other employer plans in New York have policy years ending in November. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 2 insured contracts covering health, dental, vision, life and disability; the largest, with INDEPENDENT HEALTH BENEFITS CORPORATION, covers 109 people.
Reported premium across the insured contracts is $1,556,673, with $54,710 in disclosed broker commissions — about 3.5% of premium.
The most recent policy period ended in November, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
LAWLEY LLC is the broker of record on 1 of the 2 contracts; the rest name a different broker or none.
Two carriers split the book: INDEPENDENT HEALTH BENEFITS CORPORATION and THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| INDEPENDENT HEALTH BENEFITS CORPORATION | Health | 109 | Dec 1, 2025 | $1,342,808 | $36,829 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Dental, Vision, Life, Disability | 316 | Dec 1, 2025 | $213,865 | $17,881 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 358 employees, 9 recordable cases, 114 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
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Renewal calendar
141 other employer plans in New York are December 1 renewals (policy year ends November).
Their policy years end in November, like this plan’s, so most renew December 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.
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