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Form 5500 · Employee benefit plan · ALAMEDA, CA

HARBOR LINX, INC

The filing calls this plan HARBOR LINX,INC WELFARE BENEFIT PLAN.

HARBOR LINX, INC of ALAMEDA, CA spreads its employee benefits across 3 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is ACRISURE PARTNERS WEST COAST INSURA. Coverage is written through KAISER FOUNDATION HEALTH PLAN, INC. and 2 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Policy year ends
Decemberas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 27-1587216 · plan 501 · plan year 2025, filed Jun 26, 2026

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How this plan is funded

Fully insured as reported

The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.

All participants at the start of the year
150
Active at start of year
150
Active at end of year
159
Disclosed commissions
$57,054
Typical renewal
January 1

Benefits declared on this filing

Healthinsured — KAISER FOUNDATION HEALTH PLAN, INC.222 of 150 participants on the largest contract
Dentalinsured — THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA160 of 150 participants
Visioninsured — THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA160 of 150 participants
Lifedeclared, not on Schedule A
Disabilityinsured — UNITED OF OMAHA LIFE INSURANCE COMPANY115 of 150 participants (77%)

Also declared: other welfare.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 3 insured contracts covering health, dental, vision and disability; the largest, with KAISER FOUNDATION HEALTH PLAN, INC., covers 222 people.

The filing declares health, dental, vision, disability and life. Life appears with no insured contract on Schedule A. That coverage may be self-funded, or placed with a carrier that is not on this filing.

Reported premium across the insured contracts is $1,695,317, with $57,054 in disclosed broker commissions — about 3.4% of premium.

The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.

ACRISURE PARTNERS WEST COAST INSURA is the broker of record on 1 of the 3 contracts; the rest name a different broker or none.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
KAISER FOUNDATION HEALTH PLAN, INC.Health222Jan 1, 2026$1,601,534$48,064
UNITED OF OMAHA LIFE INSURANCE COMPANYDisability115Jan 1, 2026$50,811$6,390
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICAHealth, Dental, Vision160Jan 1, 2026$42,972$2,600

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
HARBOR LINX, INC
EIN 27-1587216

The plan administrator is from line 3a of the main form. We publish company names only.

Other plans filed by this employer

How this plan compares

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