Form 5500 · Employee benefit plan · CASCO, ME
HANCOCK LUMBER COMPANY, INC.
The filing calls this plan HANCOCK LUMBER COMPANY, INC. EMPLOYEE BENEFIT PLAN.
HANCOCK LUMBER COMPANY, INC. of CASCO, ME spreads its employee benefits across 5 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is ACADIA BENEFITS INC. Coverage is written through HARVARD PILGRIM HEALTH CARE and 4 other carriers. The plan's most recent policy period ended in April.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 01-0439755 · plan 505 · plan year 2025, filed Apr 27, 2026
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
8 other employer plans in Maine have policy years ending in April. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 8 insured contracts covering health, dental, vision, life and disability; the largest, with HARVARD PILGRIM HEALTH CARE, covers 745 people.
Reported premium across the insured contracts is $10,385,496, with $174,600 in disclosed broker commissions — about 1.7% of premium.
The health contract's policy period ended in April, while at least one ancillary line's policy period ended in December. The plan is on a split renewal cycle.
ACADIA BENEFITS INC is the broker of record on all 8 contracts.
5 carriers appear on the filing, including HARVARD PILGRIM HEALTH CARE, DELTA DENTAL PLAN OF MAINE, THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA and ANTHEM HEALTH PLANS OF MAINE, INC.. HARVARD PILGRIM HEALTH CARE writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| HARVARD PILGRIM HEALTH CARE | Health | 745 | May 1, 2025 | $6,121,598 | $89,681 |
| HARVARD PILGRIM HEALTH CARE | Health | 203 | May 1, 2025 | $2,209,071 | $32,367 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 664 | May 1, 2025 | $350,939 | $17,182 |
| HARVARD PILGRIM HEALTH CARE | Health | 139 | May 1, 2025 | $967,440 | $14,175 |
| DELTA DENTAL PLAN OF MAINE | Dental | 1,067 | Jan 1, 2026 | $475,934 | $11,127 |
| HARVARD PILGRIM HEALTH CARE | Health | 21 | May 1, 2025 | $220,392 | $6,458 |
| ANTHEM HEALTH PLANS OF MAINE, INC. | Vision | 548 | May 1, 2025 | $31,781 | $3,488 |
| HPHC INSURANCE COMPANY | Health | 1 | May 1, 2025 | $8,341 | $122 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 520 employees, 33 recordable cases, 74 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
Subscribers see how this compares with similar plans in Maine. A subscription also adds this plan's filing history and the renewal calendar for its state. See plans and prices
Without an account you can open 10 employer, broker and carrier pages a day, including through an AI assistant, and 50 a day with a free account. Paid plans are what keep these records free to read.
Renewal calendar
8 other employer plans in Maine are May 1 renewals (policy year ends April).
Their policy years end in April, like this plan’s, so most renew May 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.
Claude & ChatGPT
Look up records from Claude or ChatGPT
Add Form5500Lookup to Claude or ChatGPT and ask about any employer, broker or carrier in plain English. Lookups are free. Renewal lists, full books of business and exports are included with a subscription.
Building a list or a tool from these records? Match a list you already have from $29 per 1,000 records, or license the whole dataset as a weekly file for $499 a month. See both
More employer plans in Maine — largest plans, brokers, carriers and renewal months.