Form 5500 · Employee benefit plan · GRAY, LA
GULF COAST MANUFACTURING, LLC
The filing calls this plan GULF COAST MANUFACTURING, LLC - LIFE AND DIS. PLAN.
Public Form 5500 records show how GULF COAST MANUFACTURING, LLC of GRAY, LA, a manufacturing employer, structures its employee benefits. Its broker of record is HUB INTERNATIONAL MIDWEST LIMITED. Coverage is written through STANDARD INSURANCE COMPANY and 1 other carrier. The plan's most recent policy period ended in March.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 26-0673540 · plan 504 · plan year 2025, filed Nov 14, 2025
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How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 3 insured contracts covering life and disability; the largest, with STANDARD INSURANCE COMPANY, covers 89 people.
Reported premium across the insured contracts is $107,157, with $25,357 in disclosed broker commissions — about 24% of premium.
The most recent policy period ended in March, and the plan year ends March 31. Group contracts typically renew on that annual cycle.
HUB INTERNATIONAL MIDWEST LIMITED is the broker of record on all 3 contracts.
Two carriers split the book: STANDARD INSURANCE COMPANY and STANDARD INSURANCE COMPANY - TEMPORARY DISABILITY.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| STANDARD INSURANCE COMPANY | Disability | 89 | Apr 1, 2025 | $48,934 | $12,850 |
| STANDARD INSURANCE COMPANY - TEMPORARY DISABILITY | Disability | 101 | Apr 1, 2025 | $27,791 | $7,236 |
| STANDARD INSURANCE COMPANY | Life | 151 | Apr 1, 2025 | $30,432 | $5,271 |
Premium and claims on these contracts
STANDARD INSURANCE COMPANY, contract 170120. For the contract year on this filing, the carrier reported $48,372 in premium earned and $1,133 in claims incurred. Dividing one by the other gives 2%.
STANDARD INSURANCE COMPANY - TEMPORARY DISABILITY, contract 170120. For the contract year on this filing, the carrier reported $27,448 in premium earned and $15,757 in claims incurred. Dividing one by the other gives 57%.
STANDARD INSURANCE COMPANY, contract 170120. For the contract year on this filing, the carrier reported $30,177 in premium earned and $818 in claims incurred. Dividing one by the other gives 3%.
- STANDARD INSURANCE COMPANY, contract 170120 reported $47,238 in retention.
- STANDARD INSURANCE COMPANY - TEMPORARY DISABILITY, contract 170120 reported $16,092 in retention.
- STANDARD INSURANCE COMPANY, contract 170120 reported $29,364 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 128 employees, 2 recordable cases, 61 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
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