Form 5500 · Employee benefit plan · GASTONIA, NC
GSM SERVICES, INC.
GSM SERVICES, INC. of GASTONIA, NC insures dental, vision, life and stop-loss coverage for its employees, per Schedule A of its Form 5500. Its broker of record is MARK MCINTOSH. Coverage is written through EXCESS REINSURANCE UNDERWRITERS and 1 other carrier. The plan's most recent policy period ended in November.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 56-0883987 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 2 insured contracts covering dental, vision, life and stop-loss; the largest, with EXCESS REINSURANCE UNDERWRITERS, covers 162 people.
The only insured piece of the health benefit is stop-loss coverage — the plan itself is self-funded, so premium and commission here reflect the stop-loss contract, not medical premium.
Reported premium across the insured contracts is $366,973, with $39,377 in disclosed broker commissions — about 11% of premium.
The most recent policy period ended in November, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
MARK MCINTOSH is the broker of record on 1 of the 2 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| EXCESS REINSURANCE UNDERWRITERS | Stop-loss | 162 | November | $192,456 | $23,668 |
| PRINCIPAL LIFE INSURANCE COMPANY | Dental, Vision, Life | 240 | November | $174,517 | $15,709 |
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