Form 5500 · Employee benefit plan · MCKEES ROCK, PA
GORDON TERMINAL SERVICE CO.
The filing calls this plan GORDON TERMINAL SERVICE CO. WELFARE BENEFIT PLAN.
GORDON TERMINAL SERVICE CO. of MCKEES ROCK, PA insures vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is ASSUREDPARTNERS. Coverage is written through METROPOLITAN LIFE INSURANCE COMPANY and 1 other carrier. The plan's most recent policy period ended in November.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 25-0510410 · plan 501 · plan year 2025, filed Dec 23, 2025
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How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 3 insured contracts covering vision, life and disability; the largest, with METROPOLITAN LIFE INSURANCE COMPANY, covers 162 people.
The filing declares vision, life, disability, health and dental. Health and dental appear with no insured contract on Schedule A. That coverage may be self-funded, or placed with a carrier that is not on this filing.
Reported premium across the insured contracts is $103,356, with $17,971 in disclosed broker commissions — about 17% of premium.
The most recent policy period ended in November, and the plan year ends June 30. Group contracts typically renew on that annual cycle.
ASSUREDPARTNERS is the broker of record on all 3 contracts.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| METROPOLITAN LIFE INSURANCE COMPANY | Life, Disability | 162 | Dec 1, 2024 | $62,465 | $11,511 |
| METROPOLITAN LIFE INSURANCE COMPANY | Life, Disability | 129 | Jul 1, 2025 | $35,198 | $6,289 |
| VISION BENEFITS OF AMERICA | Vision | 38 | Jul 1, 2025 | $5,693 | $171 |
Premium and claims on this contract
VISION BENEFITS OF AMERICA, contract 7439. For the contract year on this filing, the carrier reported $5,693 in premium earned and $3,291 in claims incurred. Dividing one by the other gives 58%.
- VISION BENEFITS OF AMERICA, contract 7439 reported $2,403 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
How this plan compares
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