Form 5500 · Employee benefit plan · KEARNEYSVILLE, WV
GOLD MEDAL ENVIRONMENTAL
GOLD MEDAL ENVIRONMENTAL of KEARNEYSVILLE, WV insures health, dental, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is MARSH & MCLENNAN AGENCY. Coverage is written through CIGNA HEALTH AND LIFE INSURANCE COMPANY and 1 other carrier. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 46-4302128 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 2 insured contracts covering health, dental, vision, life and disability; the largest, with CIGNA HEALTH AND LIFE INSURANCE COMPANY, covers 276 people.
Reported premium across the insured contracts is $2,490,142, with $36,742 in disclosed broker commissions — about 1.5% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
MARSH & MCLENNAN AGENCY is the broker of record on 1 of the 2 contracts; the rest name a different broker or none.
Two carriers split the book: CIGNA HEALTH AND LIFE INSURANCE COMPANY and GUARDIAN.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| GUARDIAN | Dental, Vision, Life, Disability | 481 | December | $319,810 | $36,742 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health | 276 | December | $2,170,332 | $0 |
More employer plans in West Virginia — largest plans, brokers, carriers and renewal months.