Form 5500 · Employee benefit plan · LAS VEGAS, NV
GOETTL AIR CONDITIONING & PLUMBING
The filing calls this plan GOETTL AIR CONDITIONING & PLUMBING WELFARE BENEFITS PLAN.
Public Form 5500 records show how GOETTL AIR CONDITIONING & PLUMBING of LAS VEGAS, NV, a construction employer, structures its employee benefits. Its broker of record is MARSH AND MCLENNAN AGENCY, LLC. Coverage is written through CIGNA HEALTH AND LIFE INSURANCE COMPANY and 1 other carrier. The plan's most recent policy period ended in September.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 37-1702945 · plan 501 · plan year 2025, filed Dec 22, 2025
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25 other employer plans in Nevada have policy years ending in September. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 2 insured contracts covering health, dental, vision, life and disability; the largest, with CIGNA HEALTH AND LIFE INSURANCE COMPANY, covers 691 people.
Reported premium across the insured contracts is $2,402,973, with $204,643 in disclosed broker commissions — about 8.5% of premium.
The most recent policy period ended in September, and the plan year ends September 30. Group contracts typically renew on that annual cycle.
MARSH AND MCLENNAN AGENCY, LLC is the broker of record on all 2 contracts.
Two carriers split the book: CIGNA HEALTH AND LIFE INSURANCE COMPANY and UNITED OF OMAHA LIFE INSURANCE COMPANY.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health, Dental, Vision | 691 | Oct 1, 2025 | $2,047,684 | $149,884 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life, Disability | 611 | Oct 1, 2025 | $355,289 | $54,759 |
Premium and claims on this contract
CIGNA HEALTH AND LIFE INSURANCE COMPANY, contract 3345770. For the contract year on this filing, the carrier reported $2,047,684 in premium earned and $2,595,351 in claims incurred. Dividing one by the other gives 127%.
- CIGNA HEALTH AND LIFE INSURANCE COMPANY, contract 3345770 reported $397,740 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Reported to OSHA
Reported to OSHA for 2025: 157 employees, 19 recordable cases, 73 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
How this plan compares
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Renewal calendar
25 other employer plans in Nevada are October 1 renewals (policy year ends September).
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