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Form 5500 · Employee benefit plan · LAS VEGAS, NV

GLAZING HEALTH & WELFARE TRUST BOARD OF TRUSTEES

The filing calls this plan GLAZING HEALTH AND WELFARE TRUST.

Public Form 5500 records show how GLAZING HEALTH & WELFARE TRUST BOARD OF TRUSTEES of LAS VEGAS, NV, a construction employer, structures its employee benefits. Coverage is written through HEALTH PLAN OF NEVADA and 5 other carriers. The plan's most recent policy period ended in June.

Benefits broker of record
Not disclosed
Insurance carrier
Policy year ends
Juneas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 88-6023293 · plan 502 · plan year 2025, filed Apr 15, 2026

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How this plan is funded

Fully insured as reported

The plan's own financial statement reports paying insurance carriers about what the insurance contracts report in premium.

All participants at the start of the year
394
Active at start of year
343
Active at end of year
351
Disclosed commissions
$0
Typical renewal
July 1

Benefits declared on this filing

Healthinsured — HEALTH PLAN OF NEVADA892 of 394 participants on the largest contract
Dentalinsured — DELTA DENTAL INSURANCE COMPANY543 of 394 participants on the largest contract
Visioninsured — VISION SERVICE PLAN329 of 394 participants (84%)
Lifedeclared, not on Schedule A
Disabilitydeclared, not on Schedule A

Also declared: death benefits.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 6 insured contracts covering health, dental and vision; the largest, with HEALTH PLAN OF NEVADA, covers 892 people.

The filing declares health, dental, vision, life and disability. Life and disability appear with no insured contract on Schedule A. That coverage may be self-funded, or placed with a carrier that is not on this filing.

Reported premium is $4,589,509; the filing discloses no broker commission on these contracts.

The most recent policy period ended in June, and the plan year ends June 30. Group contracts typically renew on that annual cycle.

No broker of record is named on the Schedule A. The contracts may be written directly with the carrier, or the broker fields were left blank on the filing.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
HEALTH PLAN OF NEVADAHealth892Jul 1, 2025$4,237,452$0
DELTA DENTAL INSURANCE COMPANYDental543Jul 1, 2025$160,489$0
LIBERTY DENTAL PLAN OF NEVADA, INC.Dental362Jul 1, 2025$94,457$0
VISION SERVICE PLANVision329Jul 1, 2025$48,718$0
ANTHEM BLUE CROSS BLUE SHIELDHealth10Jul 1, 2025$42,781$0
BEHAVIORAL HEALTHCARE OPTIONS, INC.Health330Jul 1, 2025$5,612$0

Premium and claims on these contracts

LIBERTY DENTAL PLAN OF NEVADA, INC., contract N10008, N10010. For the contract year on this filing, the carrier reported $94,457 in premium earned and $49,549 in claims incurred. Dividing one by the other gives 52%.

VISION SERVICE PLAN, contract 12111274. For the contract year on this filing, the carrier reported $48,718 in premium earned and $25,922 in claims incurred. Dividing one by the other gives 53%.

  • VISION SERVICE PLAN, contract 12111274 reported $13,397 in retention.

Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.

Only experience-rated contracts report these figures, so most filings leave them blank.

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
GLAZING HEALTH & WELFARE TRUST BOARD OF TRUSTEES
EIN 88-6023293
RUBINBROWN LLP
Accounting and audit · EIN 43-0765316
$107,209
paid directly by the plan
NORTHWEST PLAN SERVICES
Named on Schedule C · EIN 91-2090931
$84,000
paid directly by the plan
BENESYS INC.
Plan administrator · EIN 38-2383171
$58,403
paid directly by the plan
PHC OF NV INC DBA HARMONY HEALTHCAR
Named on Schedule C · EIN 04-3290453
$28,926
paid directly by the plan
IRON MOUNTAIN, INC.
Named on Schedule C · EIN 23-2588479
$23,847
paid directly by the plan
BMO BANK NA
Custodian · EIN 36-2085229
$8,354
paid directly by the plan
MARSH & MCLENNAN COMPANIES, INC.
Named on Schedule C · EIN 36-2668272
$6,884
paid directly by the plan

The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.

Money the plan held and paid out

Plan assets at year end
$14,828,297
Paid out in benefits
$4,633,170
Paid to insurance carriersSchedule H, line 2e(2)
$4,485,250
Independent accountantEIN 43-0765316
RUBINBROWN LLP
Accountant's opinion (Schedule H, line 3a)
Unmodified
Audit fee
$107,209

Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H

These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.

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