Form 5500 · Employee benefit plan · WINCHESTER, MA
GENTLE GIANT MOVING CO., INC.
The filing calls this plan GENTLE GIANT MOVING CO., INC. HEALTH & WELFARE PLAN.
GENTLE GIANT MOVING CO., INC. of WINCHESTER, MA is a 299-participant transportation and logistics employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is GALLAGHER BENEFIT INSURANCE SERVICE. Coverage is written through BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. and 1 other carrier. The plan's most recent policy period ended in September.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 04-2855927 · plan 503 · plan year 2025, filed Apr 28, 2026
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76 other employer plans in Massachusetts have policy years ending in September. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 2 insured contracts covering health, vision, life and disability; the largest, with BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC., covers 309 people.
The filing declares health, vision, life, disability and dental. Dental appears with no insured contract on Schedule A. That coverage may be self-funded, or placed with a carrier that is not on this filing.
Reported premium across the insured contracts is $2,450,909, with $55,102 in disclosed broker commissions — about 2.2% of premium.
The most recent policy period ended in September, and the plan year ends August 31. Group contracts typically renew on that annual cycle.
GALLAGHER BENEFIT INSURANCE SERVICE is the broker of record on 1 of the 2 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC. | Health | 309 | Oct 1, 2024 | $2,324,321 | $40,232 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Vision, Life, Disability | 356 | Oct 1, 2024 | $126,588 | $14,870 |
Premium and claims on this contract
BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC., contract 4953759. For the contract year on this filing, the carrier reported $2,324,321 in premium earned and $1,638,712 in claims incurred. Dividing one by the other gives 71%.
- BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC., contract 4953759 reported $685,609 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 356 employees, 25 recordable cases, 355 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
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Renewal calendar
76 other employer plans in Massachusetts are October 1 renewals (policy year ends September).
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