Form 5500 · Employee benefit plan · DETROIT, MI
GENERAL MOTORS LLC
The filing calls this plan GENERAL MOTORS LIFE & DISABILITY BENEFITS PROGRAM FOR SALARIED EMPLOYEES.
GENERAL MOTORS LLC of DETROIT, MI is a 80,231-participant manufacturing employer whose group benefits are disclosed in its annual Form 5500 filing. Coverage is written through METROPOLITAN LIFE INSURANCE COMPANY. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 27-0383222 · plan 501 · plan year 2024, filed Oct 9, 2025
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How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 7 insured contracts covering life and disability; the largest, with METROPOLITAN LIFE INSURANCE COMPANY, covers 48,282 people.
Reported premium is $100,517,941; the filing discloses no broker commission on these contracts.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
No broker of record is named on the Schedule A. The contracts may be written directly with the carrier, or the broker fields were left blank on the filing.
With 80,231 participants this is one of the larger insured groups on file in MI.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| METROPOLITAN LIFE INSURANCE COMPANY | Life, Disability | 48,282 | Jan 1, 2025 | $59,637,844 | $0 |
| METROPOLITAN LIFE INSURANCE COMPANY | Life | 41,209 | Jan 1, 2025 | $36,931,771 | $0 |
| METROPOLITAN LIFE INSURANCE COMPANY | — | 77,192 | Jan 1, 2025 | $3,560,253 | $0 |
| METROPOLITAN LIFE INSURANCE COMPANY | Disability | 2,204 | Jan 1, 2025 | $264,158 | $0 |
| METROPOLITAN LIFE INSURANCE COMPANY | Disability | 2,245 | Jan 1, 2025 | $116,135 | $0 |
| METROPOLITAN LIFE INSURANCE COMPANY | Life | 16 | Jan 1, 2025 | $7,780 | $0 |
| METROPOLITAN LIFE INSURANCE COMPANY | Disability | 0 | Jan 2, 2024 | — | $0 |
Premium and claims on this contract
METROPOLITAN LIFE INSURANCE COMPANY, contract 14000G. For the contract year on this filing, the carrier reported $59,637,844 in premium earned and $57,873,242 in claims incurred. Dividing one by the other gives 97%.
- METROPOLITAN LIFE INSURANCE COMPANY, contract 14000G reported $1,764,602 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 27,038 employees, 1,506 recordable cases, 16,268 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
One establishment filed under this EIN is left out of these figures: the hours and employees it reported could not both be right.
Other plans filed by this employer
How this plan compares
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