Form 5500 · Employee benefit plan · BETHESDA, MD
GELMAN ROSENBERG & FREEDMAN, PC
The filing calls this plan GELMAN, ROSENBERG & FREEDMAN, PC HEALTH & WELFARE PLAN.
GELMAN ROSENBERG & FREEDMAN, PC of BETHESDA, MD files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is HUB INTERNATIONAL MID-ATLANTIC, INC. Coverage is written through GROUP HOSPITALIZATION MEDICAL SERVICES, INC. and 2 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 52-1392008 · plan 501 · plan year 2025, filed Sep 4, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: prepaid legal, death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 3 insured contracts covering health, dental, vision, life and disability; the largest, with GROUP HOSPITALIZATION MEDICAL SERVICES, INC., covers 349 people.
Reported premium across the insured contracts is $3,415,829, with $173,875 in disclosed broker commissions — about 5.1% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
HUB INTERNATIONAL MID-ATLANTIC, INC is the broker of record on all 3 contracts.
3 carriers appear on the filing, including GROUP HOSPITALIZATION MEDICAL SERVICES, INC., METROPOLITAN LIFE INSURANCE COMPANY and METLIFE LEGAL PLANS. GROUP HOSPITALIZATION MEDICAL SERVICES, INC. writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| GROUP HOSPITALIZATION MEDICAL SERVICES, INC. | Health | 349 | Jan 1, 2026 | $3,067,994 | $124,953 |
| METROPOLITAN LIFE INSURANCE COMPANY | Dental, Vision, Life, Disability | 351 | Jan 1, 2026 | $341,475 | $47,968 |
| METLIFE LEGAL PLANS | — | 25 | Jan 1, 2026 | $6,360 | $954 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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