Form 5500 · Employee benefit plan · DANVILLE, PA
GEISINGER SYSTEM SERVICES
The filing calls this plan GEISINGER WELFARE PLAN.
GEISINGER SYSTEM SERVICES of DANVILLE, PA files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is STRATEGIC NON-MEDICAL SOLUTIONS LLC. Coverage is written through LIFE INSURANCE COMPANY OF NORTH AMERICA and 8 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 23-2164794 · plan 513 · plan year 2025, filed Jul 1, 2026
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2,778 other employer plans in Pennsylvania have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Both, as reported
The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Health: the largest of the 3 insured health contracts, with INDEPENDENCE BLUE CROSS, covers 131 of 27,597 participants (0.5%) on Schedule A.
2 contracts on this filing do not say which benefits they cover, so a line above may be insured by one of them.
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 14 insured contracts covering health, vision, life and disability; the largest, with LIFE INSURANCE COMPANY OF NORTH AMERICA, covers 22,974 people.
The filing declares health, vision, life, disability and dental. Dental appears with no insured contract on Schedule A. That coverage may be self-funded, placed with a carrier that is not on this filing, or written on one of the 2 contracts here that do not say what they cover.
Reported premium across the insured contracts is $37,852,950, with $2,357,194 in disclosed broker commissions — about 6.2% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
STRATEGIC NON-MEDICAL SOLUTIONS LLC is the broker of record on 7 of the 14 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Disability | 24,202 | Jan 1, 2026 | $8,854,012 | $620,201 |
| RELIASTAR LIFE INSURANCE COMPANY | Life | 19,786 | Jan 1, 2026 | $1,994,046 | $602,325 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Life, Disability | 43,457 | Jan 1, 2026 | $6,088,619 | $426,736 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Disability | 22,974 | Jan 1, 2026 | $14,986,170 | $309,029 |
| TRANSAMERICA LIFE INSURANCE COMPANY | Life | 694 | Jan 1, 2026 | $489,159 | $210,830 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Disability | 43,315 | Jan 1, 2026 | $1,159,948 | $81,322 |
| VISION SERVICE PLAN | Vision | 17,926 | Jan 1, 2026 | $2,687,969 | $80,594 |
| METLIFE LEGAL PLANS | — | 964 | Jan 1, 2026 | $165,785 | $25,450 |
| NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | Disability | 63 | Jan 1, 2026 | $20,858 | $684 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Disability | 3 | Jan 1, 2026 | $857 | $23 |
| INDEPENDENCE BLUE CROSS | Health | 131 | Jan 1, 2026 | $1,014,886 | $0 |
| INDEPENDENCE BLUE CROSS | Health | 48 | Jan 1, 2026 | $300,660 | $0 |
| AMERIHEALTH INSURANCE COMPANY | Health | 11 | Jan 1, 2026 | $58,812 | $0 |
| HARTFORD FIRE INSURANCE COMPANY | — | 28,509 | Jan 1, 2026 | $31,169 | $0 |
Premium and claims on these contracts
VISION SERVICE PLAN, contract 30070090. For the contract year on this filing, the carrier reported $2,687,969 in premium earned and $2,195,475 in claims incurred. Dividing one by the other gives 82%.
INDEPENDENCE BLUE CROSS, contract 0000728000. For the contract year on this filing, the carrier reported $1,014,886 in premium earned and $696,389 in claims incurred. Dividing one by the other gives 69%.
INDEPENDENCE BLUE CROSS, contract 0000728000. For the contract year on this filing, the carrier reported $300,660 in premium earned and $144,860 in claims incurred. Dividing one by the other gives 48%.
AMERIHEALTH INSURANCE COMPANY, contract 00007280000. For the contract year on this filing, the carrier reported $58,812 in premium earned and $19,790 in claims incurred. Dividing one by the other gives 34%.
- VISION SERVICE PLAN, contract 30070090 reported $389,756 in retention.
- INDEPENDENCE BLUE CROSS, contract 0000728000 reported $99,856 in retention.
- INDEPENDENCE BLUE CROSS, contract 0000728000 reported $49,240 in retention.
- AMERIHEALTH INSURANCE COMPANY, contract 00007280000 reported $9,632 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 173 employees, 11 recordable cases, 5 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
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