Form 5500 · Employee benefit plan · PORTSMOUTH, NH
FUSION TRADE, INC.
The filing calls this plan FUSION TRADE, INC. WELFARE PLAN.
FUSION TRADE, INC. of PORTSMOUTH, NH spreads its employee benefits across 3 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is HUB INTERNATIONAL NEW ENGLAND LLC. Coverage is written through HARVARD PILGRIM HEALTH CARE and 2 other carriers. The plan's most recent policy period ended in August.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 04-3575409 · plan 501 · plan year 2025, filed Mar 17, 2026
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How this plan is funded
Both, as reported
The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 3 insured contracts covering health, dental, vision, life and disability; the largest, with HARVARD PILGRIM HEALTH CARE, covers 50 people.
Reported premium across the insured contracts is $1,448,775, with $37,771 in disclosed broker commissions — about 2.6% of premium.
The most recent policy period ended in August, and the plan year ends August 31. Group contracts typically renew on that annual cycle.
HUB INTERNATIONAL NEW ENGLAND LLC is the broker of record on all 3 contracts.
3 carriers appear on the filing, including HARVARD PILGRIM HEALTH CARE, UNUM LIFE INSURANCE COMPANY OF AMERICA and DELTA DENTAL OF MASSACHUSETTS. HARVARD PILGRIM HEALTH CARE writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| HARVARD PILGRIM HEALTH CARE | Health | 50 | Sep 1, 2025 | $1,250,908 | $21,973 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Vision, Life, Disability | 98 | Sep 1, 2025 | $113,287 | $13,754 |
| DELTA DENTAL OF MASSACHUSETTS | Dental | 163 | Sep 1, 2025 | $84,580 | $2,044 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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