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Form 5500 · Employee benefit plan · AUBURN, AL

FULLSTEAM PERSONNEL LLC

FULLSTEAM PERSONNEL LLC of AUBURN, AL is a 1,222-participant professional services employer — a large group whose insured benefits are disclosed on Schedule A of its Form 5500. Its broker of record is LOCKTON COMPANIES, LLC. Coverage is written through UNITEDHEALTHCARE INSURANCE COMPANY and 4 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Plan renews
December

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 38-4080805 · plan 501 · as of Aug 2026

Participants
1,222
Carriers on file
5
Disclosed commissions
$179,797
Renewal month
December

Plan brief

Schedule A lists 5 insured contracts covering health, dental, vision, life and disability; the largest, with UNITEDHEALTHCARE INSURANCE COMPANY, covers 2,706 people.

Reported premium across the insured contracts is $13,360,715, with $179,797 in disclosed broker commissions — about 1.3% of premium.

The health contract's policy period ended in December, while at least one ancillary line renews in October — the plan is on a split renewal cycle.

LOCKTON COMPANIES, LLC is the broker of record on 4 of the 5 contracts; the rest name a different broker or none.

5 carriers appear on the filing — UNITEDHEALTHCARE INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA, UNUM INSURANCE COMPANY and PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD among them — with UNITEDHEALTHCARE INSURANCE COMPANY writing the largest contract by premium.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
UNUM LIFE INSURANCE COMPANY OF AMERICALife, Disability1,470December$651,285$76,269
UNITEDHEALTHCARE INSURANCE COMPANYHealth, Dental, Vision2,706December$12,493,184$59,960
UNUM INSURANCE COMPANY291December$182,147$36,363
PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD124December$34,099$7,205
CNA PARAMOUNTOctober$0

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