Form 5500 · Employee benefit plan · WICHITA, KS
FRIENDS UNIVERSITY
The filing calls this plan FRIENDS UNIVERSITY WELFARE BENEFIT PLAN.
FRIENDS UNIVERSITY of WICHITA, KS spreads its employee benefits across 5 insurance carriers, according to its Form 5500 Schedule A. Its broker of record is BROWN AND BROWN. Coverage is written through BLUE CROSS AND BLUE SHIELD OF KANSAS and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 48-0547702 · plan 512 · plan year 2025, filed Aug 11, 2026
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: prepaid legal, death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision, life and disability; the largest, with BLUE CROSS AND BLUE SHIELD OF KANSAS, covers 389 people.
Reported premium across the insured contracts is $1,964,744, with $102,695 in disclosed broker commissions — about 5.2% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
BROWN AND BROWN is the broker of record on 3 of the 5 contracts; the rest name a different broker or none.
5 carriers appear on the filing, including BLUE CROSS AND BLUE SHIELD OF KANSAS, DELTA DENTAL OF KANSAS, INC., UNITED OF OMAHA LIFE INSURANCE COMPANY and VCP SERVICES, INC.. BLUE CROSS AND BLUE SHIELD OF KANSAS writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CROSS AND BLUE SHIELD OF KANSAS | Health | 389 | Jan 1, 2026 | $1,662,363 | $76,138 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life, Disability | 217 | Jan 1, 2026 | $100,401 | $15,060 |
| DELTA DENTAL OF KANSAS, INC. | Dental | 177 | Jan 1, 2026 | $161,057 | $6,953 |
| VCP SERVICES, INC. | Vision | 262 | Jan 1, 2026 | $35,523 | $3,552 |
| PRE-PAID LEGAL SERVICES INC DBA LEGAL SHIELD | — | 24 | Jan 1, 2026 | $5,400 | $992 |
Premium and claims on this contract
BLUE CROSS AND BLUE SHIELD OF KANSAS, contract 745101. For the contract year on this filing, the carrier reported $1,662,363 in premium earned and $1,397,634 in claims incurred. Dividing one by the other gives 84%.
- BLUE CROSS AND BLUE SHIELD OF KANSAS, contract 745101 reported $153,517 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Other plans filed by this employer
How this plan compares
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