Form 5500 · Employee benefit plan · MOBILE, AL
FRANKLIN PRIMARY HEALTH CENTER INC WELFARE BENEFIT PLAN-BCBS
FRANKLIN PRIMARY HEALTH CENTER INC WELFARE BENEFIT PLAN-BCBS of MOBILE, AL is a 197-participant health care and social assistance employer whose group benefits are disclosed in its annual Form 5500 filing. Coverage is written through BLUE CROSS AND BLUE SHIELD OF ALABAMA. The plan's most recent policy period ended in May.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 63-0695975 · plan 501 · plan year 2025, filed Sep 26, 2025
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 1 insured contract covering health and dental; the largest, with BLUE CROSS AND BLUE SHIELD OF ALABAMA, covers 227 people.
Reported premium is $1,832,376; the filing discloses no broker commission on these contracts.
The most recent policy period ended in May, and the plan year ends May 31. Group contracts typically renew on that annual cycle.
No broker of record is named on the Schedule A. The contracts may be written directly with the carrier, or the broker fields were left blank on the filing.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CROSS AND BLUE SHIELD OF ALABAMA | Health, Dental | 227 | Jun 1, 2025 | $1,832,376 | $0 |
Premium and claims on this contract
BLUE CROSS AND BLUE SHIELD OF ALABAMA, contract 0018313. For the contract year on this filing, the carrier reported $1,832,376 in premium earned and $1,891,938 in claims incurred. Dividing one by the other gives 103%.
- BLUE CROSS AND BLUE SHIELD OF ALABAMA, contract 0018313 reported $203,700 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Reported to OSHA
Reported to OSHA for 2025: 339 employees, 3 recordable cases, 180 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Other plans filed by this employer
How this plan compares
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