Form 5500 · Employee benefit plan · WOODS CROSS, UT
FORELAND TRANSPORTATION
The filing calls this plan FORELAND TRANSPORTATION HEALTH & WELFARE BENEFIT PLAN.
FORELAND TRANSPORTATION of WOODS CROSS, UT files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is PCF INSURANCE SERVICES OF THE WEST. Coverage is written through PRINCIPAL LIFE INSURANCE COMPANY and 3 other carriers. The plan's most recent policy period ended in November.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 74-2281250 · plan 501 · plan year 2024, filed Jun 17, 2025
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How this plan is funded
Self-funded as reported
The filing names a third-party administrator on Schedule A and reports no medical premium.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision, life and disability; the largest, with PRINCIPAL LIFE INSURANCE COMPANY, covers 310 people.
Reported premium across the insured contracts is $173,673, with $21,822 in disclosed broker commissions — about 13% of premium.
The health contract's policy period ended in November, while at least one ancillary line's policy period ended in October. The plan is on a split renewal cycle.
PCF INSURANCE SERVICES OF THE WEST is the broker of record on 1 of the 5 contracts; the rest name a different broker or none.
4 carriers appear on the filing, including PRINCIPAL LIFE INSURANCE COMPANY, THE LINCOLN NATIONAL LIFE INSURANCE COMPANY, DENTIST DIRECT, LLC and TRANSAMERICA LIFE INSURANCE COMPANY. PRINCIPAL LIFE INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| PRINCIPAL LIFE INSURANCE COMPANY | Life | 310 | Dec 1, 2024 | $83,272 | $8,626 |
| TRANSAMERICA LIFE INSURANCE COMPANY | Health | 26 | Dec 1, 2024 | $24,973 | $8,262 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 105 | Nov 1, 2024 | $31,601 | $3,580 |
| DENTIST DIRECT, LLC | Dental | 89 | Apr 1, 2024 | $29,739 | $1,190 |
| DENTIST DIRECT, LLC | Vision | 89 | Apr 1, 2024 | $4,088 | $164 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
How this plan compares
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