Form 5500 · Employee benefit plan · DETROIT, MI
FOREFRONT HEALTHCARE LLC
FOREFRONT HEALTHCARE LLC of DETROIT, MI is a 913-participant health care and social assistance employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is DEAN E. AUSTIN. Coverage is written through BLUE CROSS BLUE SHIELD OF MICHIGAN and 1 other carrier. The plan's most recent policy period ended in July.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 83-2894435 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 2 insured contracts covering health, dental, vision, life and disability; the largest, with BLUE CROSS BLUE SHIELD OF MICHIGAN, covers 471 people.
Reported premium across the insured contracts is $4,591,586, with $271,628 in disclosed broker commissions — about 5.9% of premium.
The most recent policy period ended in July, and the plan year ends July 31. Group contracts typically renew on that annual cycle.
DEAN E. AUSTIN is the broker of record on 1 of the 2 contracts; the rest name a different broker or none.
Two carriers split the book: BLUE CROSS BLUE SHIELD OF MICHIGAN and THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF MICHIGAN | Health | 471 | July | $3,869,531 | $155,424 |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Dental, Vision, Life, Disability | 982 | July | $722,055 | $116,204 |
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