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Form 5500 · Employee benefit plan · DEARBORN, MI

FORD MOTOR COMPANY

The filing calls this plan FORD MOTOR COMPANY LIFE & ACCIDENTAL DEATH & DISMEMBERMENT PLAN LL 1 - 4.

Public Form 5500 records show how FORD MOTOR COMPANY of DEARBORN, MI, a manufacturing employer, structures its employee benefits. Its broker of record is STRATEGIC NON-MEDICAL SOLUTIONS LLC. Coverage is written through METROPOLITAN LIFE INSURANCE COMPANY. The plan's most recent policy period ended in December.

Benefits broker of record
STRATEGIC NON-MEDICAL SOLUTIONS LLC
Insurance carrier
METROPOLITAN LIFE INSURANCE COMPANY
Policy year ends
Decemberas filed for plan year 2024

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 38-0549190 · plan 551 · plan year 2024, filed Oct 14, 2025

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How this plan is funded

Funding not settled by the filing

The filing does not report enough to settle how this plan pays for benefits.

All participants at the start of the year
3,432
Active at start of year
1,132
Active at end of year
1,209
Disclosed commissions
$0
Typical renewal
January 1

Benefits declared on this filing

Healthdeclared under plan 520
Dentaldeclared under plan 520
Visiondeclared under plan 520
Lifeinsured — METROPOLITAN LIFE INSURANCE COMPANY5,621 of 3,432 participants on the largest contract
Disabilitydeclared under plan 521

Also declared: other welfare.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

All 3 insured contracts are life coverage with METROPOLITAN LIFE INSURANCE COMPANY.

Reported premium is $8,737,074; the filing discloses no broker commission on these contracts.

The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.

STRATEGIC NON-MEDICAL SOLUTIONS LLC is the broker of record on all 3 contracts.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
METROPOLITAN LIFE INSURANCE COMPANYLife5,621Jan 1, 2025$8,360,049$0
METROPOLITAN LIFE INSURANCE COMPANYLife2,583Jan 1, 2025$191,321$0
METROPOLITAN LIFE INSURANCE COMPANYLife1,713Jan 1, 2025$185,704$0

Premium and claims on this contract

METROPOLITAN LIFE INSURANCE COMPANY, contract 113729. For the contract year on this filing, the carrier reported $8,360,049 in premium earned and $4,381,328 in claims incurred. Dividing one by the other gives 52%.

  • METROPOLITAN LIFE INSURANCE COMPANY, contract 113729 reported $3,978,721 in retention.

Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.

Only experience-rated contracts report these figures, so most filings leave them blank.

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
FORD MOTOR COMPANY
EIN 38-0549190

The plan administrator is from line 3a of the main form. We publish company names only.

Reported to OSHA

Reported to OSHA for 2025: 62,510 employees, 4,768 recordable cases, 22,217 days away from work.

EmployeesThe company's own average for the year
62,510
Hours worked
112,008,766
Recordable cases
4,768
Days away from work
22,217
Establishments filed under this EIN
51

Source: OSHA Injury Tracking Application establishment data, 2025.

2 establishments filed under this EIN are left out of these figures: the hours and employees they reported could not both be right.

Other plans filed by this employer

plan 520Insured benefit plan · 11 Schedule A contractsRenews ~Jan 1plan 521Insured benefit plan · 3 Schedule A contractsRenews ~Apr 1plan 550Insured benefit plan · 3 Schedule A contractsRenews ~Jan 1Ford Dental PlanInsured benefit plan · 2 Schedule A contractsRenews ~Jan 1Salaried Vision PlanInsured benefit plan · 1 Schedule A contractRenews ~Jan 1plan 561Insured benefit plan · 1 Schedule A contractRenews ~Jan 1Optional Long-Term Disability ProgramInsured benefit plan · 2 Schedule A contractsRenews ~Apr 1plan 594Insured benefit plan · 1 Schedule A contractRenews ~Jan 1Uaw Retirement PlanForm 5500 filing · no insured Schedule A contractsplan 025Form 5500 filing · no insured Schedule A contractsplan 503Form 5500 filing · no insured Schedule A contractsGeneral Retirement PlanForm 5500 filing · no insured Schedule A contractsplan 010Form 5500 filing · no insured Schedule A contractsplan 565Form 5500 filing · no insured Schedule A contractsSalaried Income Security PlanForm 5500 filing · no insured Schedule A contractsSpecial Incentive ProgramForm 5500 filing · no insured Schedule A contracts

How this plan compares

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