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Form 5500 · Retirement plan · CHAMBERSBURG, PA

FOLIUM, INC.

The filing calls this plan FOLIUM, INC. 401(K) PROFIT SHARING PLAN.

FOLIUM, INC. of CHAMBERSBURG, PA's retirement plan holds 1 insurance-company contract (annuities or guaranteed-interest accounts), disclosed on Schedule A of its Form 5500. These are investment and funding contracts, not group health or welfare coverage. No medical, dental or life benefit is reported on this filing.

Agent of record (Schedule A)
Contract year ends
Juneas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 23-2205138 · plan 001 · plan year 2025, filed Jan 28, 2026

Participants at the start of the year
449
Contracts on file
1
Contract value
$206,879
Plan year end
June

Plan brief

Schedule A lists 1 insurance contract held by the plan — an annuity, a guaranteed-interest account or a similar funding vehicle, with EMPOWER ANNUITY INSURANCE COMPANY OF AMERICA.

The contracts held $206,879 at the end of the plan year, as reported on Schedule A.

$538 in agent commissions is disclosed across the contracts; THOMAS RENKO is the agent of record.

A Schedule A is filed for a retirement plan when plan assets sit in an insurance company contract. It reports the contract's balances and any agent commission. It does not report a health, dental or life premium, and it does not give a group renewal date.

The contract year ended in June.

Schedule A insurance contracts

CarrierContract typeCoveredYear endsContract valueCommission
EMPOWER ANNUITY INSURANCE COMPANY OF AMERICAAnnuity / GIC132June$206,879$538

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
FOLIUM, INC.
EIN 23-2205138
EMPOWER ANNUITY INS CO OF AMERICA
RECORDKEEPER · EIN 84-0467907
$61,897
paid directly by the plan
SMITH ELLIOTT KEARNS & COMPANY, LLC
Contract administrator · EIN 52-0783935
$33,567
paid directly by the plan

The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.

What the plan holds

Plan assets at year end
$12,907,629
Paid out in benefits
$561,568
Participants at the start of the year
449
Participants with account balances
409

Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H

Who runs the plan

Accountant's opinion (Schedule H, line 3a)
Unmodified

From Schedule H of this filing.

We can name the recordkeeper and the auditor for large plans, the ones that file a Schedule C or a Schedule H. Smaller plans do not have to report either, so for most 401(k) plans in the country that information is not public anywhere.

Other plans filed by this employer

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