Form 5500 · Employee benefit plan · ENGLEWOOD, CO
FLEET FINANCIAL INC.
The filing calls this plan FLEET FINANCIAL INC. (DBA ILENDINGDIRECT) EMPLOYEE BENEFITS PLAN.
FLEET FINANCIAL INC. of ENGLEWOOD, CO is a 123-participant finance and insurance employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is CENTENNIAL ADVISOR GROUP, LLC. Coverage is written through CIGNA HEALTH AND LIFE INSURANCE COMPANY and 3 other carriers. The plan's most recent policy period ended in January.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 20-8891243 · plan 505 · plan year 2025, filed May 6, 2026
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How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Also declared: prepaid legal, death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 4 insured contracts covering health, dental, vision, life and disability; the largest, with CIGNA HEALTH AND LIFE INSURANCE COMPANY, covers 114 people.
Reported premium across the insured contracts is $150,234, with $16,891 in disclosed broker commissions — about 11% of premium.
The health contract's policy period ended in January, while at least one ancillary line's policy period ended in December. The plan is on a split renewal cycle.
CENTENNIAL ADVISOR GROUP, LLC is the broker of record on all 4 contracts.
4 carriers appear on the filing, including CIGNA HEALTH AND LIFE INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA, UNUM INSURANCE COMPANY and METLIFE LEGAL PLANS. CIGNA HEALTH AND LIFE INSURANCE COMPANY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 138 | Jan 1, 2026 | $63,443 | $8,062 |
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health, Dental, Vision | 114 | Jan 2, 2025 | $77,408 | $7,655 |
| UNUM INSURANCE COMPANY | — | 25 | Jan 1, 2026 | $6,516 | $782 |
| METLIFE LEGAL PLANS | — | 12 | Jan 1, 2026 | $2,867 | $392 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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