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Form 5500 · Employee benefit plan · HORSHAM, PA

FIRSTRUST BANK

The filing calls this plan FIRSTRUST BANK HEALTH AND WELFARE PLAN.

FIRSTRUST BANK of HORSHAM, PA is a 476-participant finance and insurance employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is CONNER STRONG & BUCKELEW. Coverage is written through DELTA DENTAL OF PENNSYLVANIA and 5 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Policy year ends
Decemberas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 23-0970971 · plan 504 · plan year 2025, filed Jul 23, 2026

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2,778 other employer plans in Pennsylvania have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.

How this plan is funded

Funding not settled by the filing

The filing does not report enough to settle how this plan pays for benefits.

All participants at the start of the year
476
Active at start of year
468
Active at end of year
521
Disclosed commissions
$21,274
Typical renewal
January 1

Benefits declared on this filing

Healthinsured — LINCOLN NATIONAL LIE INSURANCE COMPANY89 of 476 participants (19%) on the largest contract
Dentalinsured — DELTA DENTAL OF PENNSYLVANIA677 of 476 participants on the largest contract
Visioninsured — EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO.581 of 476 participants on the largest contract
Lifeinsured — THE LINCOLN NATIONAL LIFE INSURANCE COMPANY353 of 476 participants (74%) on the largest contract
Disabilityinsured — THE LINCOLN NATIONAL LIFE INSURANCE COMPANY126 of 476 participants (26%) on the largest contract

Also declared: prepaid legal, death benefits.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 18 insured contracts covering health, dental, vision, life and disability; the largest, with DELTA DENTAL OF PENNSYLVANIA, covers 677 people.

Reported premium across the insured contracts is $701,481, with $21,274 in disclosed broker commissions — about 3% of premium.

The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.

CONNER STRONG & BUCKELEW is the broker of record on 9 of the 18 contracts; the rest name a different broker or none.

6 carriers appear on the filing, including DELTA DENTAL OF PENNSYLVANIA, THE LINCOLN NATIONAL LIFE INSURANCE COMPANY, EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. and LINCOLN NATIONAL LIE INSURANCE COMPANY. DELTA DENTAL OF PENNSYLVANIA writes the largest contract by premium.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
LINCOLN NATIONAL LIE INSURANCE COMPANYHealth89Jan 1, 2026$27,612$5,522
THE LINCOLN NATIONAL LIFE INSURANCE COMPANYHealth93Jan 1, 2026$20,915$4,183
EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO.Vision581Jan 1, 2026$40,274$4,013
THE LINCOLN NATIONAL LIFE INSURANCE COMPANYDisability126Jan 1, 2026$118,003$3,840
THE LINCOLN NATIONAL LIFE INSURANCE COMPANYHealth148Jan 1, 2026$12,430$2,486
COUNTRYWIDE ENTERPRISES, INC. (IDIQ)—37Jan 1, 2026$6,260$626
EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO.Vision78Jan 1, 2026$4,730$471
EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO.Vision4Jan 1, 2026$464$53
COUNTRYWIDE ENTERPRISES, INC. (IDIQ)—7Jan 1, 2026$1,050$52
EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO.Vision21Jan 1, 2026$406$19
EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO.Vision5Jan 1, 2026$72$9
DELTA DENTAL OF PENNSYLVANIADental677Jan 1, 2026$235,308$0
THE LINCOLN NATIONAL LIFE INSURANCE COMPANYLife353Jan 1, 2026$101,917$0
THE LINCOLN NATIONAL LIFE INSURANCE COMPANYDisability521Jan 1, 2026$67,691$0
THE LINCOLN NATIONAL LIFE INSURANCE COMPANYLife521Jan 1, 2026$33,931$0
ALLONE HEALTH—506Jan 1, 2026$10,930$0
DELTA DENTAL OF PENNSYLVANIADental59Jan 1, 2026$9,930$0
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY—300Jan 1, 2026$9,558$0

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
FIRSTRUST BANK
EIN 23-0970971

The plan administrator is from line 3a of the main form. We publish company names only.

Other plans filed by this employer

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Renewal calendar

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