Form 5500 · Employee benefit plan · SAN ANTONIO, TX
FIRSTDAY FOUNDATION
The filing calls this plan FIRSTDAY FOUNDATION HEALTH & WELFARE.
FIRSTDAY FOUNDATION of SAN ANTONIO, TX insures health, dental, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is SPIRE RISK MANAGEMENT, LLC. Coverage is written through BLUECROSS BLUESHIELD OF TEXAS and 4 other carriers. The plan's most recent policy period ended in August.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 74-2874382 · plan 505 · plan year 2025, filed Jun 11, 2026
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220 other employer plans in Texas have policy years ending in August. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 6 insured contracts covering health, dental, vision, life and disability; the largest, with BLUECROSS BLUESHIELD OF TEXAS, covers 7,116 people.
Reported premium across the insured contracts is $50,303,782, with $1,076,626 in disclosed broker commissions — about 2.1% of premium.
The most recent policy period ended in August, and the plan year ends August 31. Group contracts typically renew on that annual cycle.
SPIRE RISK MANAGEMENT, LLC is the broker of record on 2 of the 6 contracts; the rest name a different broker or none.
5 carriers appear on the filing, including BLUECROSS BLUESHIELD OF TEXAS, UNUM LIFE INSURANCE COMPANY OF AMERICA, DEARBORN LIFE INSURANCE COMPANY and PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY. BLUECROSS BLUESHIELD OF TEXAS writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUECROSS BLUESHIELD OF TEXAS | Health, Dental | 7,116 | Sep 1, 2025 | $46,632,635 | $673,037 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Life, Disability | 5,344 | Sep 1, 2025 | $3,117,723 | $311,772 |
| PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | Life | 665 | Sep 1, 2025 | $214,927 | $58,279 |
| DEARBORN LIFE INSURANCE COMPANY | Vision | 5,229 | Sep 1, 2025 | $330,547 | $33,055 |
| FIRST UNUM LIFE INSURANCE COMPANY | — | 19 | Sep 1, 2025 | $7,451 | $458 |
| FIRST UNUM LIFE INSURANCE COMPANY | Life | 4 | Sep 1, 2025 | $499 | $25 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
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Renewal calendar
220 other employer plans in Texas are September 1 renewals (policy year ends August).
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