Form 5500 · Employee benefit plan · MEMPHIS, TN
FIRST HORIZON CORPORATION
The filing calls this plan FIRST HORIZON CORPORATION GROUP LONG TERM DISABILITY PLAN.
FIRST HORIZON CORPORATION of MEMPHIS, TN is a 7,234-participant finance and insurance employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is MCGRIFF INSURANCE SERVICES EB COMMI. Coverage is written through UNUM LIFE INSURANCE COMPANY OF AMERICA and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 62-0803242 · plan 503 · plan year 2025, filed Jul 18, 2026
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1,160 other employer plans in Tennessee have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
All 10 insured contracts are disability coverage, split across UNUM LIFE INSURANCE COMPANY OF AMERICA, THE LINCOLN NATIONAL LIFE INSURANCE COMPANY and PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY and others.
Reported premium across the insured contracts is $1,151,126, with $79,909 in disclosed broker commissions — about 6.9% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
MCGRIFF INSURANCE SERVICES EB COMMI is the broker of record on 1 of the 10 contracts; the rest name a different broker or none.
4 carriers appear on the filing, including UNUM LIFE INSURANCE COMPANY OF AMERICA, THE LINCOLN NATIONAL LIFE INSURANCE COMPANY, PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY and FIRST UNUM LIFE INSURANCE COMPANY. UNUM LIFE INSURANCE COMPANY OF AMERICA writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | Disability | 7,419 | Jan 1, 2026 | — | $28,133 |
| UNUM LIFE INSURANCE COMPANY OF AMERICA | Disability | 7,497 | Jan 1, 2026 | $615,563 | $25,885 |
| PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | Disability | 124 | Jan 1, 2026 | $113,122 | $13,588 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 6,619 | Apr 1, 2025 | $378,573 | $7,571 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 92 | Apr 1, 2025 | $16,491 | $2,517 |
| FIRST UNUM LIFE INSURANCE COMPANY | Disability | 46 | Jan 1, 2026 | $7,599 | $1,254 |
| PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | Disability | 5 | Jan 1, 2026 | $10,121 | $517 |
| PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | Disability | 7 | Jan 1, 2026 | $6,161 | $308 |
| PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | Disability | 1 | Jan 1, 2026 | $3,363 | $132 |
| PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | Disability | 1 | Jan 1, 2026 | $133 | $4 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
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Renewal calendar
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