Form 5500 · Employee benefit plan · HAMMOND, LA
FIRST GUARANTY BANK
FIRST GUARANTY BANK of HAMMOND, LA insures health, dental, vision, life and disability coverage for its employees, per Schedule A of its Form 5500. Its broker of record is CENTURION INSURANCE SERVICES, LLC. Coverage is written through BLUE CROSS AND BLUE SHIELD OF LOUISIANA and 1 other carrier. The plan's most recent policy period ended in August.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 72-0201420 · plan 504 · as of Aug 2026
Plan brief
Schedule A lists 6 insured contracts covering health, dental, vision, life and disability; the largest, with BLUE CROSS AND BLUE SHIELD OF LOUISIANA, covers 265 people.
Reported premium across the insured contracts is $4,409,559, with $144,607 in disclosed broker commissions — about 3.3% of premium.
The most recent policy period ended in August, and the plan year ends August 31. Group contracts typically renew on that annual cycle.
CENTURION INSURANCE SERVICES, LLC is the broker of record on 1 of the 6 contracts; the rest name a different broker or none.
Two carriers split the book: BLUE CROSS AND BLUE SHIELD OF LOUISIANA and UNITED OF OMAHA LIFE INSURANCE COMPANY.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CROSS AND BLUE SHIELD OF LOUISIANA | Health | 265 | August | $4,059,986 | $121,800 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life | 207 | August | $63,666 | $9,550 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Disability | 321 | August | $45,929 | $4,296 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life | 350 | August | $45,521 | $3,776 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Dental | 277 | August | $163,054 | $3,261 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Vision | 266 | August | $31,403 | $1,924 |
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