Form 5500 · Employee benefit plan · LEAWOOD, KS
FIRST FEDERAL BANK OF KANSAS CITY
The filing calls this plan FIRST FEDERAL BANK EMPLOYEES HEALTH AND WELFARE BENEFIT PLAN.
FIRST FEDERAL BANK OF KANSAS CITY of LEAWOOD, KS is a 151-participant finance and insurance employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is ASSURED PARTNERS OF MISSOURI, LLC. Coverage is written through BLUE CROSS BLUE SHIELD OF KANSAS CITY and 4 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 44-0246815 · plan 501 · plan year 2024, filed Jul 14, 2025
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: death benefits.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision, life and disability; the largest, with BLUE CROSS BLUE SHIELD OF KANSAS CITY, covers 108 people.
Reported premium across the insured contracts is $2,773,139, with $62,464 in disclosed broker commissions — about 2.3% of premium.
The health contract's policy period ended in December, while at least one ancillary line's policy period ended in April. The plan is on a split renewal cycle.
ASSURED PARTNERS OF MISSOURI, LLC is the broker of record on 1 of the 5 contracts; the rest name a different broker or none.
5 carriers appear on the filing, including BLUE CROSS BLUE SHIELD OF KANSAS CITY, DELTA DENTAL OF KANSAS, INC., HARTFORD LIFE AND ACCIDENT and SURENCY LIFE AND HEALTH. BLUE CROSS BLUE SHIELD OF KANSAS CITY writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF KANSAS CITY | Health | 108 | Jan 1, 2025 | $2,563,811 | $43,370 |
| HARTFORD LIFE AND ACCIDENT | Life, Disability | 135 | Jan 1, 2025 | $74,956 | $11,243 |
| DELTA DENTAL OF KANSAS, INC. | Dental | 111 | Jan 1, 2025 | $117,904 | $6,216 |
| SURENCY LIFE AND HEALTH | Vision | 89 | Jan 1, 2025 | $16,468 | $1,635 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | — | 135 | May 1, 2025 | — | $0 |
Premium and claims on this contract
BLUE CROSS BLUE SHIELD OF KANSAS CITY, contract 43408000. For the contract year on this filing, the carrier reported $2,563,811 in premium earned and $990,783 in claims incurred. Dividing one by the other gives 39%.
- BLUE CROSS BLUE SHIELD OF KANSAS CITY, contract 43408000 reported $1,573,027 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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