Form 5500 · Employee benefit plan · FORT WORTH, TX
FIRST COMMAND FINANCIAL PLANNING
The filing calls this plan GROUP INSURANCE PLAN FOR EMPLOYEES OF USPA.
FIRST COMMAND FINANCIAL PLANNING of FORT WORTH, TX is a 561-participant finance and insurance employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is HIGGINBOTHAM INS AGENCY INC.. Coverage is written through BLUECROSS BLUESHIELD OF TEXAS and 6 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 75-1054341 · plan 501 · plan year 2025, filed Jul 31, 2026
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
4,208 other employer plans in Texas have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 11 insured contracts covering health, dental, vision, life, disability and stop-loss; the largest, with BLUECROSS BLUESHIELD OF TEXAS, covers 1,128 people.
The filing lists a stop-loss contract. On its own that does not settle whether the plan pays its own claims.
Reported premium across the insured contracts is $10,083,242, with $249,411 in disclosed broker commissions — about 2.5% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
HIGGINBOTHAM INS AGENCY INC. is the broker of record on 9 of the 11 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| BLUECROSS BLUESHIELD OF TEXAS | Health, Stop-loss | 1,128 | Jan 1, 2026 | $8,647,955 | $101,833 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Life | 1,661 | Jan 1, 2026 | $538,840 | $53,884 |
| METROPOLITAN LIFE INSURANCE COMPANY | Dental | 1,238 | Jan 1, 2026 | $466,973 | $46,635 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Disability | 1,239 | Jan 1, 2026 | $195,792 | $19,579 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | Disability | 1,098 | Jan 1, 2026 | $148,738 | $14,873 |
| VISION SERVICE PLAN | Vision | 591 | Jan 1, 2026 | $4,600 | $4,600 |
| SAFEGUARD HEALTH PLANS, INC., A TEXAS CORPORATION | Health, Dental | 0 | Jan 1, 2026 | $38,836 | $4,593 |
| LIFE INSURANCE COMPANY OF NORTH AMERICA | — | 1,661 | Jan 1, 2026 | $25,706 | $2,570 |
| SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | Health, Dental | 6 | Jan 1, 2026 | $12,295 | $803 |
| SAFEGUARD HEALTH PLANS, INC., A FLORIDA CORPORATION | Health, Dental | 2 | Jan 1, 2026 | $509 | $41 |
| VISION SERVICE PLAN | Vision | 22 | Jan 1, 2026 | $2,998 | $0 |
Premium and claims on this contract
BLUECROSS BLUESHIELD OF TEXAS, contract 326109. For the contract year on this filing, the carrier reported $8,647,955 in premium earned and $8,820,688 in claims incurred. Dividing one by the other gives 102%.
- BLUECROSS BLUESHIELD OF TEXAS, contract 326109 reported $-172,732 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
Subscribers see how this compares with similar plans in Texas. A subscription also adds this plan's filing history and the renewal calendar for its state. See plans and prices
Without an account you can open 10 employer, broker and carrier pages a day, including through an AI assistant, and 50 a day with a free account. Paid plans are what keep these records free to read.
Renewal calendar
4,208 other employer plans in Texas are January 1 renewals (policy year ends December).
Their policy years end in December, like this plan’s, so most renew January 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.
Claude & ChatGPT
Look up records from Claude or ChatGPT
Add Form5500Lookup to Claude or ChatGPT and ask about any employer, broker or carrier in plain English. Lookups are free. Renewal lists, full books of business and exports are included with a subscription.
Building a list or a tool from these records? Match a list you already have from $29 per 1,000 records, or license the whole dataset as a weekly file for $499 a month. See both
More employer plans in Texas — largest plans, brokers, carriers and renewal months.