Form 5500 · Employee benefit plan · FORT SMITH, AR
FIRST BANK CORP
FIRST BANK CORP of FORT SMITH, AR insures dental, vision, life, disability and stop-loss coverage for its employees, per Schedule A of its Form 5500. Its broker of record is BHC NEXT LLC. Coverage is written through ARKANSAS BLUE CROSS AND BLUE SHIELD and 4 other carriers. The plan's most recent policy period ended in January.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 71-0058845 · plan 505 · as of Aug 2026
Plan brief
Schedule A lists 8 insured contracts covering dental, vision, life, disability and stop-loss; the largest, with ARKANSAS BLUE CROSS AND BLUE SHIELD, covers 637 people.
The only insured piece of the health benefit is stop-loss coverage — the plan itself is self-funded, so premium and commission here reflect the stop-loss contract, not medical premium.
Reported premium across the insured contracts is $698,144, with $53,292 in disclosed broker commissions — about 7.6% of premium.
The most recent policy period ended in January, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
BHC NEXT LLC is the broker of record on 4 of the 8 contracts; the rest name a different broker or none.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Disability | 395 | January | $82,198 | $16,440 |
| UNITED OF OHAHA LIFE INSURANCE COMPANY | Life | 405 | January | $75,607 | $15,121 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life | 138 | January | $52,657 | $10,532 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | — | 117 | January | $51,085 | $10,217 |
| THE HARTFORD | Life, Disability, Stop-loss | 7 | December | $5,371 | $982 |
| ARKANSAS BLUE CROSS AND BLUE SHIELD | Vision | 569 | December | $45,380 | $0 |
| ARKANSAS BLUE CROSS AND BLUE SHIELD | Dental | 637 | December | $236,962 | $0 |
| COMPANION LIFE INSURANCE | Stop-loss | 353 | December | $148,884 | $0 |
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