form5500lookup

Form 5500 · Retirement plan · CHAMBERSBURG, PA

FARMERS AND MERCHANTS TRUST COMPANY

The filing calls this plan FARMERS AND MERCHANTS TRUST COMPANY OF CHAMBERSBURG PENSION PLAN.

FARMERS AND MERCHANTS TRUST COMPANY of CHAMBERSBURG, PA files a Form 5500 for its retirement plan. Schedule A discloses 2 annuity or guaranteed-interest contracts held by the plan, written by METROPOLITAN LIFE INSURANCE COMPANY and 1 other insurer. These are investment and funding contracts, not group health or welfare coverage. No medical, dental or life benefit is reported on this filing.

Agent of record (Schedule A)
Contract year ends
Decemberas filed for plan year 2024

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 23-0570230 · plan 001 · plan year 2024, filed Oct 15, 2025

Participants at the start of the year
167
Contracts on file
2
Contract value
$299,595
Plan year end
December

Plan brief

Schedule A lists 2 insurance contracts held by the plan — annuities, guaranteed-interest accounts or similar funding vehicles. The largest number are with METROPOLITAN LIFE INSURANCE COMPANY.

The contracts held $299,595 at the end of the plan year, as reported on Schedule A.

The filing discloses no agent commission on these contracts.

A Schedule A is filed for a retirement plan when plan assets sit in an insurance company contract. It reports the contract's balances and any agent commission. It does not report a health, dental or life premium, and it does not give a group renewal date.

The contract year ended in December.

Schedule A insurance contracts

CarrierContract typeCoveredYear endsContract valueCommission
METROPOLITAN LIFE INSURANCE COMPANYAnnuity / GIC1December$270$0
MINNESOTA LIFE INSURANCE COMPANYAnnuity / GIC163December$299,595$0

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
FARMERS AND MERCHANTS TRUST COMPANY
EIN 23-0570230
BPAS ACTUARIAL & PENSION SERVICES
Recordkeeping and information management · EIN 30-0192194
$31,627
paid directly by the plan

The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.

What the plan holds

Plan assets at year end
$14,651,421
Paid out in benefits
$916,507
Participants at the start of the year
167

Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H

Who runs the plan

Independent accountantEIN 52-0783935
SMITH ELLIOTT KEARNS & COMPANY, LLC
Accountant's opinion (Schedule H, line 3a)
Unmodified
Audit fee
$13,800

From Schedule H of this filing.

Other plans filed by this employer

More employer plans in Pennsylvania — largest plans, brokers, carriers and renewal months.