Form 5500 · Employee benefit plan · FULTON, MS
F.L. CRANE & SONS, INC.
The filing calls this plan F.L. CRANE & SONS, INC. WELFARE BENEFIT PLAN.
F.L. CRANE & SONS, INC. of FULTON, MS is a 396-participant construction employer whose group benefits are disclosed in its annual Form 5500 filing. Its broker of record is ROSS & YERGER INSURANCE, INC.. Coverage is written through UNITED OF OMAHA LIFE INSURANCE COMPANY. The plan's most recent policy period ended in September.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 64-0409707 · plan 502 · plan year 2025, filed Jul 9, 2026
Get an email when this employer files a new Form 5500, and again about four months before its plan renews.
18 other employer plans in Mississippi have policy years ending in September. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 7 insured contracts covering vision, life and disability; the largest, with UNITED OF OMAHA LIFE INSURANCE COMPANY, covers 231 people.
Reported premium across the insured contracts is $430,337, with $67,261 in disclosed broker commissions — about 16% of premium.
The most recent policy period ended in September, and the plan year ends September 30. Group contracts typically renew on that annual cycle.
ROSS & YERGER INSURANCE, INC. is the broker of record on all 7 contracts.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life | 231 | Oct 1, 2025 | $137,395 | $20,609 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Disability | 161 | Oct 1, 2025 | $97,957 | $14,694 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Disability | 205 | Oct 1, 2025 | $82,253 | $12,338 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | — | 124 | Oct 1, 2025 | $45,870 | $9,174 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Disability | 154 | Oct 1, 2025 | $23,097 | $4,619 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Vision | 196 | Oct 1, 2025 | $24,599 | $2,952 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Disability | 37 | Oct 1, 2025 | $19,166 | $2,875 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Reported to OSHA
Reported to OSHA for 2025: 883 employees, 2 recordable cases, 0 days away from work.
Source: OSHA Injury Tracking Application establishment data, 2025.
Money the plan held and paid out
Sourced from U.S. DOL EFAST2 Form 5500 · Schedule I
These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.
Other plans filed by this employer
How this plan compares
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Renewal calendar
18 other employer plans in Mississippi are October 1 renewals (policy year ends September).
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