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Form 5500 · Employee benefit plan · EASLEY, SC

EYE HEALTH AMERICA, LLC

The filing calls this plan EYE HEALTH AMERICA, LLC HEALTH AND WELFARE PLAN.

Public Form 5500 records show how EYE HEALTH AMERICA, LLC of EASLEY, SC, a health care and social assistance employer, structures its employee benefits. Its broker of record is ROBERT FABIZIO. Coverage is written through BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA and 1 other carrier. The plan's most recent policy period ended in June.

Benefits broker of record
Policy year ends
Juneas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 82-3212492 · plan 502 · plan year 2025, filed Dec 18, 2025

Get an email when this employer files a new Form 5500, and again about four months before its plan renews.

44 other employer plans in South Carolina have policy years ending in June. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.

How this plan is funded

Fully insured as reported

The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.

All participants at the start of the year
1,561
Active at start of year
1,481
Active at end of year
1,348
Disclosed commissions
$334,024
Typical renewal
July 1

Benefits declared on this filing

Healthinsured — BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA930 of 1,561 participants (60%)
Dentalinsured — PRINCIPAL LIFE INSURANCE COMPANY1,901 of 1,561 participants
Visioninsured — PRINCIPAL LIFE INSURANCE COMPANY1,901 of 1,561 participants
Lifeinsured — PRINCIPAL LIFE INSURANCE COMPANY1,901 of 1,561 participants
Disabilityinsured — PRINCIPAL LIFE INSURANCE COMPANY1,901 of 1,561 participants

Also declared: death benefits.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 2 insured contracts covering health, dental, vision, life and disability; the largest, with BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA, covers 930 people.

Reported premium across the insured contracts is $8,677,177, with $334,024 in disclosed broker commissions — about 3.8% of premium.

The most recent policy period ended in June, and the plan year ends June 30. Group contracts typically renew on that annual cycle.

ROBERT FABIZIO is the broker of record on 1 of the 2 contracts; the rest name a different broker or none.

Two carriers split the book: BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA and PRINCIPAL LIFE INSURANCE COMPANY.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
BLUE CROSS BLUE SHIELD OF SOUTH CAROLINAHealth930Jul 1, 2025$7,379,458$214,016
PRINCIPAL LIFE INSURANCE COMPANYDental, Vision, Life, Disability1,901Jul 1, 2025$1,297,719$120,008

Premium and claims on this contract

BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA, contract 240701. For the contract year on this filing, the carrier reported $7,379,458 in premium earned and $8,431,011 in claims incurred. Dividing one by the other gives 114%.

  • BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA, contract 240701 reported $-1,051,553 in retention.

Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.

Only experience-rated contracts report these figures, so most filings leave them blank.

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
EYE HEALTH AMERICA, LLC
EIN 82-3212492

The plan administrator is from line 3a of the main form. We publish company names only.

Other plans filed by this employer

How this plan compares

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Renewal calendar

44 other employer plans in South Carolina are July 1 renewals (policy year ends June).

Their policy years end in June, like this plan’s, so most renew July 1. The calendar lists every insured group by renewal date and state, with broker of record, carrier and disclosed commission. You can preview the five largest in each month for free.

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