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Form 5500 · Employee benefit plan · BURR RIDGE, IL

EXCAVATING GRADING & ASPHALT CRAFT 731 HEALTH AND WELFARE FUND

The filing calls this plan HEALTH AND WELFARE FUND OF THE EXCAVATING GRADING.

Public Form 5500 records show how EXCAVATING GRADING & ASPHALT CRAFT 731 HEALTH AND WELFARE FUND of BURR RIDGE, IL, a construction employer, structures its employee benefits. Its broker of record is ELITE ADMINISTRATION & INSURANCE GR. Coverage is written through THE UNION LABOR LIFE INSURANCE COMPANY and 1 other carrier. The plan's most recent policy period ended in February.

Benefits broker of record
Policy year ends
Februaryas filed for plan year 2024

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 36-6073848 · plan 501 · plan year 2024, filed Oct 3, 2025

Get an email when this employer files a new Form 5500, and again about four months before its plan renews.

107 other employer plans in Illinois have policy years ending in February. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.

How this plan is funded

Self-funded as reported

The filing reports benefits paid from the plan's own money, and no medical insurance contract on Schedule A.

A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.

All participants at the start of the year
405
Active at start of year
403
Active at end of year
372
Disclosed commissions
$50,667
Typical renewal
March 1

Benefits declared on this filing

Healthdeclared, not on Schedule A
Dentaldeclared, not on Schedule A
Visiondeclared, not on Schedule A
Lifeinsured — DEARBORN LIFE INSURANCE COMPANY402 of 405 participants (99%)
Disabilitynot declared on this filing

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 2 insured contracts covering life and stop-loss; the largest, with THE UNION LABOR LIFE INSURANCE COMPANY, covers 404 people.

The filing declares life, health, dental and vision. Health, dental and vision appear with no insured contract on Schedule A. That coverage may be self-funded, or placed with a carrier that is not on this filing.

The only insured piece of the health benefit is stop-loss coverage, and the filing reports the plan paying its own claims. The stop-loss contract reports $588,041 in premium and $47,043 in commission. The rest of the premium and commission above is on the plan's other insured lines, and none of it is medical premium.

Reported premium across the insured contracts is $624,282, with $50,667 in disclosed broker commissions — about 8.1% of premium.

The most recent policy period ended in February, and the plan year ends December 31. Group contracts typically renew on that annual cycle.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
THE UNION LABOR LIFE INSURANCE COMPANYStop-loss404Feb 29, 2024$588,041$47,043
DEARBORN LIFE INSURANCE COMPANYLife402Feb 29, 2024$36,241$3,624

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
EXCAVATING GRADING & ASPHALT CRAFT 731 HEALTH AND WELFARE FUND
EIN 36-6073848
BLUE CROSS BLUE SHIELD
Claims processing · EIN 36-1236610
$186,691
paid directly by the plan
EMPIRX HEALTH
Claims processing · EIN 47-1226691
$85,973
paid directly by the plan
TFBC, LLC
Named on Schedule C · EIN 27-3782504
$37,385
paid directly by the plan
INVESTMENT CONSULTING SERVICES
Named on Schedule C · EIN 32-0016703
$37,300
paid directly by the plan
BRIDGEWAY BENEFIT TECHNOLOGIES
Named on Schedule C · EIN 52-1796473
$25,553
paid directly by the plan
NATIONAL INVESTMENT SERVICES OF AME
Named on Schedule C · EIN 84-3937993
$14,707
paid directly by the plan
MACNELL ACCOUNTING AND CONSULTING
Accounting and audit · EIN 30-0510353
$14,041
paid directly by the plan
MEDCARE MANAGEMENT
Named on Schedule C · EIN 88-0429522
$10,807
paid directly by the plan
DELTA DENTAL
Claims processing · EIN 36-2612058
$9,146
paid directly by the plan
RED CARD SYSTEMS LLC
Named on Schedule C · EIN 20-5388701
$8,433
paid directly by the plan

The plan administrator is from line 3a of the main form. The service providers are named on Schedule C of this filing. We publish company names only.

Money the plan held and paid out

Plan assets at year end
$25,941,112
Paid out in benefits
$8,265,437
Paid to insurance carriersSchedule H, line 2e(2)
$624,342
Independent accountantEIN 30-0510353
MACNELL ACCOUNTING AND CONSULTING
Accountant's opinion (Schedule H, line 3a)
Unmodified
Audit fee
$32,300

Sourced from U.S. DOL EFAST2 Form 5500 · Schedule H

These are the plan's own figures from Schedule H, the financial statement it files. They are not the premium on Schedule A.

Other plans filed by this employer

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Renewal calendar

107 other employer plans in Illinois are March 1 renewals (policy year ends February).

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