Form 5500 · Employee benefit plan · CHICAGO, IL
EVRAZ NORTH AMERICA
The filing calls this plan EVRAZ NORTH AMERICA EMPLOYEE BENEFIT PLAN.
EVRAZ NORTH AMERICA of CHICAGO, IL files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is VERUS INSURANCE SERVICES, LLC. Coverage is written through KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST and 3 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 94-0506370 · plan 501 · plan year 2024, filed Sep 29, 2025
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2,668 other employer plans in Illinois have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.
How this plan is funded
Both, as reported
The medical insurance contracts on the filing cover fewer than half the people in the plan, so the rest is paid another way.
A stop-loss policy appears on a Form 5500 only when the plan itself is the beneficiary, or the premiums are paid from plan money. Many employers buy stop-loss and never report it here. So a plan with no stop-loss on its filing may still have it.
Benefits declared on this filing
Health: the largest of the 2 insured health contracts, with KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST, covers 278 of 3,320 participants (8.4%) on Schedule A.
Dental: KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST covers 278 of 3,320 participants (8.4%) on Schedule A.
Vision: KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST covers 278 of 3,320 participants (8.4%) on Schedule A.
Also declared: death benefits, other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 5 insured contracts covering health, dental, vision, life and disability.
Reported premium across the insured contracts is $4,392,488, with $223,937 in disclosed broker commissions — about 5.1% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
VERUS INSURANCE SERVICES, LLC is the broker of record on 4 of the 5 contracts; the rest name a different broker or none.
4 carriers appear on the filing, including KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST, STANDARD INSURANCE COMPANY, REGENCE BLUECROSS BLUESHIELD OF OREGON and MAGELLAN HEALTHCARE. KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| STANDARD INSURANCE COMPANY | Life | 2,532 | Jan 1, 2025 | $1,084,187 | $108,319 |
| STANDARD INSURANCE COMPANY | Disability | 1,211 | Jan 1, 2025 | $711,852 | $71,093 |
| KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | Health, Dental, Vision | 278 | Jan 1, 2025 | $2,427,239 | $39,585 |
| MAGELLAN HEALTHCARE | — | 1,605 | Jan 1, 2025 | $63,418 | $4,940 |
| REGENCE BLUECROSS BLUESHIELD OF OREGON | Health | 19 | Jan 1, 2025 | $105,792 | $0 |
Premium and claims on these contracts
STANDARD INSURANCE COMPANY, contract 648998. For the contract year on this filing, the carrier reported $1,084,187 in premium earned and $913,472 in claims incurred. Dividing one by the other gives 84%.
STANDARD INSURANCE COMPANY, contract 648998. For the contract year on this filing, the carrier reported $711,852 in premium earned and $1,100,328 in claims incurred. Dividing one by the other gives 155%.
- STANDARD INSURANCE COMPANY, contract 648998 reported $313,164 in retention.
- STANDARD INSURANCE COMPANY, contract 648998 reported $279,806 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
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