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Form 5500 · Employee benefit plan · STAMFORD, CT

EQUINOR US HOLDINGS, INC.

The filing calls this plan EQUINOR WELFARE BENEFIT PLAN.

EQUINOR US HOLDINGS, INC. of STAMFORD, CT files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is MERCER HEALTH AND BENEFITS, LLC. Coverage is written through AETNA LIFE INSURANCE COMPANY and 3 other carriers. The plan's most recent policy period ended in December.

Benefits broker of record
Policy year ends
Decemberas filed for plan year 2025

Sourced from U.S. DOL EFAST2 Form 5500 · EIN 13-3415760 · plan 501 · plan year 2025, filed Sep 22, 2026

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692 other employer plans in Connecticut have policy years ending in December. See the full list on the renewal calendar, or ask for it in Claude or ChatGPT.

How this plan is funded

Fully insured as reported

The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.

All participants at the start of the year
699
Active at start of year
657
Active at end of year
636
Disclosed commissions
$117,888
Typical renewal
January 1

Benefits declared on this filing

Healthinsured — AETNA LIFE INSURANCE COMPANY1,702 of 699 participants
Dentalinsured — METROPOLITAN LIFE INSURANCE COMPANY1,578 of 699 participants
Visioninsured — AETNA LIFE INSURANCE COMPANY1,702 of 699 participants
Lifeinsured — UNUM LIFE INSURANCE COMPANY OF AMERICA636 of 699 participants (91%) on the largest contract
Disabilityinsured — UNUM LIFE INSURANCE COMPANY OF AMERICA636 of 699 participants (91%)

Also declared: death benefits.

Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.

Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.

Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.

Plan brief

Schedule A lists 5 insured contracts covering health, dental, vision, life and disability; the largest, with AETNA LIFE INSURANCE COMPANY, covers 1,702 people.

Reported premium across the insured contracts is $20,239,667, with $117,888 in disclosed broker commissions — about 0.6% of premium.

The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.

MERCER HEALTH AND BENEFITS, LLC is the broker of record on 4 of the 5 contracts; the rest name a different broker or none.

4 carriers appear on the filing, including AETNA LIFE INSURANCE COMPANY, METROPOLITAN LIFE INSURANCE COMPANY, UNUM LIFE INSURANCE COMPANY OF AMERICA and NATIONAL UNION FIRE INS. CO. OF PITTSBURGH, PA. AETNA LIFE INSURANCE COMPANY writes the largest contract by premium.

Schedule A insurance contracts

CarrierBenefitsCoveredRenewsPremiumCommission
UNUM LIFE INSURANCE COMPANY OF AMERICALife, Disability636Jan 1, 2026$543,741$81,561
UNUM LIFE INSURANCE COMPANY OF AMERICALife210Jan 1, 2026$212,454$31,868
NATIONAL UNION FIRE INS. CO. OF PITTSBURGH, PA—636Jan 1, 2026$22,294$4,459
AETNA LIFE INSURANCE COMPANYHealth, Vision1,702Jan 1, 2026$18,385,668$0
METROPOLITAN LIFE INSURANCE COMPANYDental1,578Jan 1, 2026$1,075,510$0

Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.

See the filing at the Department of Labor

Administrator and service providers

Plan administrator on the filing
EQUINOR US HOLDINGS, INC.
EIN 13-3415760

The plan administrator is from line 3a of the main form. We publish company names only.

Other plans filed by this employer

How this plan compares

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Renewal calendar

692 other employer plans in Connecticut are January 1 renewals (policy year ends December).

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