Form 5500 · Employee benefit plan · PHOENIX, AZ
EPCOR USA, INC.
Public Form 5500 records show how EPCOR USA, INC. of PHOENIX, AZ, a utilities employer, structures its employee benefits. Its broker of record is MERCER HEALTH AND BENEFITS, LLC. Coverage is written through AETNA LIFE INSURANCE COMPANY and 5 other carriers. The plan's most recent policy period ended in December.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 86-0525312 · plan 501 · as of Aug 2026
Plan brief
Schedule A lists 12 insured contracts covering health, dental, vision, life and disability; the largest, with AETNA LIFE INSURANCE COMPANY, covers 940 people.
Reported premium across the insured contracts is $8,018,723, with $208,808 in disclosed broker commissions — about 2.6% of premium.
The most recent policy period ended in December, and the plan year ends December 31. Group contracts typically renew on that annual cycle.
MERCER HEALTH AND BENEFITS, LLC is the broker of record on 10 of the 12 contracts; the rest name a different broker or none.
6 carriers appear on the filing — AETNA LIFE INSURANCE COMPANY, BANNER HEALTH AND AETNA HEALTH, UNITED OF OMAHA LIFE INSURANCE COMPANY and DELTA DENTAL OF ARIZONA among them — with AETNA LIFE INSURANCE COMPANY writing the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| UNITED OF OMAHA LIFE INSURANCE COMPANY | — | 538 | December | $468,850 | $70,327 |
| DELTA DENTAL OF ARIZONA | Dental | 1,228 | December | $414,988 | $40,572 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life | 230 | December | $171,923 | $25,788 |
| AETNA LIFE INSURANCE COMPANY | Health | 425 | December | $127,340 | $23,621 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Disability | 538 | December | $141,548 | $21,232 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | Life | 538 | December | $111,558 | $16,734 |
| FIDELITY SECURITY LIFE INSURANCE COMPANY | Vision | 1,079 | December | $55,777 | $5,487 |
| UNITED OF OMAHA LIFE INSURANCE COMPANY | — | 141 | December | $29,681 | $2,968 |
| ARAG INSURANCE COMPANY | — | 136 | December | $13,861 | $2,079 |
| BANNER HEALTH AND AETNA HEALTH | Health | 221 | December | $1,212,907 | $0 |
| FIDELITY SECURITY LIFE INSURANCE COMPANY | Vision | 1 | December | — | $0 |
| AETNA LIFE INSURANCE COMPANY | Health | 940 | December | $5,270,290 | $0 |
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