Form 5500 · Employee benefit plan · NORTH LITTLE ROCK, AR
EOS, INC.
The filing calls this plan EOS, INC. WELFARE PLAN.
EOS, INC. of NORTH LITTLE ROCK, AR files a Form 5500 with the U.S. Department of Labor disclosing its employee benefit plan. Its broker of record is MCGRIFF INSURANCE SERVICES, INC.. Coverage is written through ARKANSAS BLUE CROSS AND BLUE SHIELD and 3 other carriers. The plan's most recent policy period ended in February.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 46-2646915 · plan 502 · plan year 2025, filed Sep 22, 2025
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How this plan is funded
Fully insured as reported
The filing reports medical coverage through an insurance contract on Schedule A, and no money paid for benefits by the plan itself.
Benefits declared on this filing
Also declared: other welfare.
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
Schedule A lists 8 insured contracts covering health, dental, vision, life and disability; the largest, with ARKANSAS BLUE CROSS AND BLUE SHIELD, covers 170 people.
Reported premium across the insured contracts is $1,386,119, with $103,048 in disclosed broker commissions — about 7.4% of premium.
The most recent policy period ended in February, and the plan year ends February 28. Group contracts typically renew on that annual cycle.
MCGRIFF INSURANCE SERVICES, INC. is the broker of record on 5 of the 8 contracts; the rest name a different broker or none.
4 carriers appear on the filing, including ARKANSAS BLUE CROSS AND BLUE SHIELD, TRANSAMERICA LIFE INSURANCE COMPANY, THE LINCOLN NATIONAL LIFE INSURANCE COMPANY and DELTA DENTAL PLAN OF ARKANSAS. ARKANSAS BLUE CROSS AND BLUE SHIELD writes the largest contract by premium.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| TRANSAMERICA LIFE INSURANCE COMPANY | Health, Life, Disability | 250 | Mar 1, 2025 | $122,093 | $69,808 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 78 | Mar 1, 2025 | $102,028 | $15,304 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Disability | 65 | Mar 1, 2025 | $56,223 | $8,433 |
| DELTA DENTAL PLAN OF ARKANSAS | Dental | 181 | Mar 1, 2025 | $47,319 | $4,078 |
| DELTA DENTAL PLAN OF ARKANSAS | Vision | 164 | Mar 1, 2025 | $22,185 | $1,945 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life | 26 | Mar 1, 2025 | $12,046 | $1,807 |
| THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | Life | 182 | Mar 1, 2025 | $11,152 | $1,673 |
| ARKANSAS BLUE CROSS AND BLUE SHIELD | Health | 170 | Mar 1, 2025 | $1,013,073 | $0 |
Premium and claims on these contracts
DELTA DENTAL PLAN OF ARKANSAS, contract 000004158. For the contract year on this filing, the carrier reported $47,319 in premium earned and $23,563 in claims incurred. Dividing one by the other gives 50%.
DELTA DENTAL PLAN OF ARKANSAS, contract 000004158V. For the contract year on this filing, the carrier reported $22,185 in premium earned and $8,827 in claims incurred. Dividing one by the other gives 40%.
ARKANSAS BLUE CROSS AND BLUE SHIELD, contract 029685. For the contract year on this filing, the carrier reported $1,013,073 in premium earned and $712,844 in claims incurred. Dividing one by the other gives 70%.
- DELTA DENTAL PLAN OF ARKANSAS, contract 000004158 reported $4,078 in retention.
- DELTA DENTAL PLAN OF ARKANSAS, contract 000004158V reported $1,945 in retention.
- ARKANSAS BLUE CROSS AND BLUE SHIELD, contract 029685 reported $142,174 in retention.
Retention is what the carrier kept of the premium after claims, as reported: administration, commissions and other charges.
Only experience-rated contracts report these figures, so most filings leave them blank.
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
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