Form 5500 · Employee benefit plan · HUNTSVILLE, AL
ENGINEERING RESEARCH & CONSULTING, INC.
The filing calls this plan ERC, INC. CAFETERIA PLAN.
Public Form 5500 records show how ENGINEERING RESEARCH & CONSULTING, INC. of HUNTSVILLE, AL, a professional services employer, structures its employee benefits. Its broker of record is ARMFIELD HARRISON & THOMAS, LLC. Coverage is written through KAISER FOUNDATION HEALTH PLAN, INC.. The plan's most recent policy period ended in May.
Sourced from U.S. DOL EFAST2 Form 5500 · EIN 62-1008247 · plan 501 · plan year 2024, filed Nov 12, 2024
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How this plan is funded
Funding not settled by the filing
The filing does not report enough to settle how this plan pays for benefits.
Benefits declared on this filing
Declared benefits are the plan’s own line 8b codes on Form 5500. “Not on Schedule A” means no insured contract for that line appears on this filing. That usually means the benefit is self-funded, or it sits under a different plan number.
Where a line has more than one insured contract, the carrier and the covered figure are the largest contract's by premium. The contracts are not added up: a pharmacy carve-out and the medical carrier beside it cover the same people.
Persons covered is the count the carrier filed for that policy at the end of its policy year, and it can include dependents. Participants is the plan's own count at the start of its plan year. The two count different people, so a covered figure can be larger.
Plan brief
All 2 insured contracts are health coverage with KAISER FOUNDATION HEALTH PLAN, INC..
The most recent policy period ended in May, and the plan year ends May 31. Group contracts typically renew on that annual cycle.
ARMFIELD HARRISON & THOMAS, LLC is the broker of record on 1 of the 2 contracts; the rest name a different broker or none.
At 0 participants this is a small group; Form 5500 is required once a welfare plan reaches 100 participants, or when it is funded through insurance contracts.
Schedule A insurance contracts
| Carrier | Benefits | Covered | Renews | Premium | Commission |
|---|---|---|---|---|---|
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 0 | Jun 1, 2024 | — | $0 |
| KAISER FOUNDATION HEALTH PLAN, INC. | Health | 0 | Jun 1, 2024 | — | $0 |
Covered = persons covered at policy year end, as filed on Schedule A for that policy — often certificates or one class, not the whole plan. Premium = the filing’s own premium/charges figure; “—” means not credibly reported.
Administrator and service providers
The plan administrator is from line 3a of the main form. We publish company names only.
Other plans filed by this employer
How this plan compares
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